Top 8 financial steps you must take before sending your kids to college

Let’s get straight to the steps! Create a solid financial footing for yourself No matter how much your kids may mean to you, you must not support them at the cost of your own financial well-being. Hence, it’s important to create a solid financial footing for yourself first before thinking of spending any money on[…]

9 Important personal finance rules that Americans rarely follow

Here are the 9 most important personal finance rules that a large majority of Americans don’t care about and rarely follow: Paying oneself first Giving your wants a higher priority than your savings/investments may although give you immediate satisfaction, but leave you penniless at the end of every month. This is the reason why majority[…]

Top 5 money mistakes all freshmen make

A recently carried out survey by Walletpath revealed that even though 65% of college grads wished they knew more about personal finance, they seemed to be doing pretty well for themselves. However, things are a bit different when it comes to college freshmen across the United States. As per a 2013 Higher One study, a[…]

All that you wanted to know about credit utilization

Credit utilization is a frequently used term in any conversation related to credit scores and/or credit reports. In fact, if you’re someone who keenly follows the concept of credit, you must have definitely heard about credit utilization before and would at least have a vague idea about it. What’s meant by credit utilization? Technically speaking,[…]

Do you know your FICO score fluctuates from month-to-month?! – Here’s why

I read somewhere some time ago that working on improving a poor credit score is a lot like growing out a bad haircut! Regardless of how often you go in front of the mirror, your hair are going to take their own sweet time! And a month can make a lot of difference! The same[…]

Lies you tell yourself to pile up credit card debt

Although credit cards may seem like a necessity to many, they actually aren’t! If you’re someone who just can’t do without them, here are the probable lies you may be telling yourself for piling up credit card debt over a period of time: It’s a great deal! Bargains are excellent, but you must never use[…]

FAQs related to Costco Anywhere Visa Card

It’s no breaking news that American Express and Costco have ended their 16-year long partnership. In fact, the split was announced last year and the final switchover happened this June 20th, when the popular warehouse club stopped accepting the old TrueEarnings American Express cards. Majority of old Costco American Express card holders have already been[…]

Prepaid debit cards – When should you use them and when not

While a conventional debit card is linked directly to your checking account, a prepaid debit card needs to be loaded with the required amount of funds, for it to be used at various online/offline merchant establishments. Going by the statistics revealed by Pew Charitable Trusts, as many as 23 million US citizens make regular use[…]