Is it really cost-effective to build a new home? Let’s look at its pros and cons

A home is most likely to be the single biggest investment a person makes in his/her life. Majority of home buyers spend a considerable amount of energy and time in designing and/or looking for their perfect home. The process of house hunting involves several different factors like market trends, location, property condition, homeowners association fees,[…]

Planning to Apply for a 0% APR balance transfer card? – Don’t do it before you read these facts

Although it’s an excellent idea to use a 0% APR balance transfer credit card as a part of your debt repayment strategy, you must definitely pay heed to the fine print of the card before putting pen to paper. You may often hear people talking about 0% APR cards like some mythical creatures, capable of[…]

The impact of balance transfer on your credit score

It isn’t uncommon for credit card customers burdened by high-interest card debt to opt for balance transfer facility to benefit from the introductory 0% APR offers. Nothing denying the fact that such refinancing can be a very cost-effective move, but it also leads to a hard inquiry into your credit, which is most likely to[…]

Best Balance Transfer Credit Cards

What are balance transfer credit cards and how they save you money? Simply put, a balance transfer card is a credit card that allows you to transfer an existing balance from a high-APR credit card onto itself, and in most cases offers an introductory 0% APR for a limited period of time, thus giving you[…]

Using your credit card to pay your bills? When it’s a good idea and when not

Apart from being an effective means for availing short-term loans whenever you’re in a financially tight situation, credit cards can also provide a great deal of convenience. By using your credit card for majority of your day-to-day purchases, you can avoid the need of carrying large amounts of cash and/or writing checks. What more, you[…]

This is why it’s OKAY to have a job that has nothing to do with your degree

College is a time that is deliriously difficult. This goes without saying for a long list of reasons that span from “I’m totally broke all of the time!” to “I am buried in essays and reports and projects and have no time to actually be a person!” Before any of those problems come to pass[…]