Review of the Best Online Budget Software

Very few actually enjoy the task of budgeting. Understanding and maintaining a cash flow system for income, bills and savings each month takes equal parts effort and time – and when the numbers fail to create a surplus, the big bad “b” word turns into a despised chore. Fortunately, the fusion of technology and innovation[…]

All that you wanted to know about credit utilization

Credit utilization is a frequently used term in any conversation related to credit scores and/or credit reports. In fact, if you’re someone who keenly follows the concept of credit, you must have definitely heard about credit utilization before and would at least have a vague idea about it. What’s meant by credit utilization? Technically speaking,[…]

Do you know your FICO score fluctuates from month-to-month?! – Here’s why

I read somewhere some time ago that working on improving a poor credit score is a lot like growing out a bad haircut! Regardless of how often you go in front of the mirror, your hair are going to take their own sweet time! And a month can make a lot of difference! The same[…]

Lies you tell yourself to pile up credit card debt

Although credit cards may seem like a necessity to many, they actually aren’t! If you’re someone who just can’t do without them, here are the probable lies you may be telling yourself for piling up credit card debt over a period of time: It’s a great deal! Bargains are excellent, but you must never use[…]

This is how to cut your monthly food bill in half…according to the internet.

There are tons of articles out there about how you can save tons of money on your food budget. For some reason, when the question is presented, critics and advice givers come crawling out of the woodwork and all over the place to throw in their two cents on the subject. Don’t get me wrong,[…]

8 Purchases and Whether to Buy them New or Used

  Let’s face it, we all want NICE things. From a nice car to a nice house to dinner at a really nice restaurant where you don’t have the option of coloring the menus. Problem is, the nicer things in life tend to be a lot more expensive than the not-so-nice things. What’s great now[…]