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Is it Expensive to Refinance My Home?

Home ownership is one of the goals most individuals, both young and old, strive to achieve. In healthy market environments, real estate appreciates in value creating a long-term asset that generates the potential for a substantial return over time. Fortunately, becoming a home owner does not have to be a difficult task in terms of[…]

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Should I Buy My House or Continue Renting?

For anyone who has moved out of their parents basement’s already, paying for room-and-board for yourself is an unignorable part of being an adult. A few lucky individuals get to stay under the cash saving umbrella of their parents for longer, but the rest of us are out in the real world to fend for[…]

Real Estate Mortgage Loan Document with House Keys

How to Get the Best Interest Rate on a Mortgage

For most people, your home is the biggest purchase you will ever make. It’s an investment not only of money but also of time and emotion. Choosing your home is a decision that you make meticulously, with lots of consideration and compromise. The paperwork that will pay for your home should have the same level of[…]

Will Applying For A Credit Card Hurt My Chances Of Getting A Home Loan?

Will Applying For A New Credit Card Hurt My Chances Of Getting A Home Loan?

Buying a home and applying for a home loan is both an exciting yet tense event.  Any sudden financial change can potentially put your mortgage application in jeopardy.  There are several factors the loan underwriters will use to determine your creditworthiness for a home loan, and one of those is applying for new credit cards.[…]

Home Renovation

The Best Loan for Home Renovations

Your house is likely the biggest investment you’ll ever make. You love your home; it’s comfortable and functional. But you can’t help but imagine how that front step would look way better with a nice double-layered deck stretching down to the lawn. And the kitchen seventies’ motif is funky, but you’re ready for a modern[…]

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When is the Best Time to Sell a House?

There comes a time in our lives where we decide to pack up and move away. It’s totally natural, right? Maybe you own a house by yourself, and you’re finally making the decision to move in with your soon-to-be husband. Maybe you live somewhere with a cold climate and you’re aching for warmth. Or maybe[…]