financial-steps-kids-college

Top 8 financial steps you must take before sending your kids to college

Let’s get straight to the steps! Create a solid financial footing for yourself No matter how much your kids may mean to you, you must not support them at the cost of your own financial well-being. Hence, it’s important to create a solid financial footing for yourself first before thinking of spending any money on[…]

americans-pf-mistakes

9 Important personal finance rules that Americans rarely follow

Here are the 9 most important personal finance rules that a large majority of Americans don’t care about and rarely follow: Paying oneself first Giving your wants a higher priority than your savings/investments may although give you immediate satisfaction, but leave you penniless at the end of every month. This is the reason why majority[…]

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Review of the Best Online Budget Software

Very few actually enjoy the task of budgeting. Understanding and maintaining a cash flow system for income, bills and savings each month takes equal parts effort and time – and when the numbers fail to create a surplus, the big bad “b” word turns into a despised chore. Fortunately, the fusion of technology and innovation[…]

credit card lies

Lies you tell yourself to pile up credit card debt

Although credit cards may seem like a necessity to many, they actually aren’t! If you’re someone who just can’t do without them, here are the probable lies you may be telling yourself for piling up credit card debt over a period of time: It’s a great deal! Bargains are excellent, but you must never use[…]

how to pay off my student loan faster

How to Pay Off my Student Loans Faster

Student loans are a great investment in your future. By improving your level of education, you can increase your personal skills as well as your earning power. However, education doesn’t come cheap. Some sort of degree or diploma is now viewed as the new high school degree with regards to the educational entry level requirement[…]

How To Dispute Inaccurate Information on My Credit Report

How to Dispute Inaccurate Information on My Credit Report

How to Dispute Inaccurate Information on My Credit Report? You’ve got your eye on a new credit card with great rewards and a sweet sign-up bonus. You completed the application, and you know that it’s just a formality because you have good credit and there will be no problem getting that new card. But then,[…]

Home Renovation

The Best Loan for Home Renovations

Your house is likely the biggest investment you’ll ever make. You love your home; it’s comfortable and functional. But you can’t help but imagine how that front step would look way better with a nice double-layered deck stretching down to the lawn. And the kitchen seventies’ motif is funky, but you’re ready for a modern[…]

Citibank Offers Free Credit Scores to Cardholders

Citibank will join the short list of credit card issuers that offers easy access to FICO scores, beginning in January. Joining Discover, which has been offering free access to FICO scores for over a year now, Citibank will be helping their customers stay on top of their credit more easily. Big Banks Offering Big Perks[…]