Friday Feature: Free Fandango Movie Ticket with Visa Signature Card

For all of you looking for Friday evening plans, maybe this will help. A Visa Signature perk being offered from April 19th to August 2nd is the Buy One, Get One Free offer through Fandango. Your tickets must be purchased on a Friday for a Friday movie, and you can only do this once per[…]

The Best Credit Cards for Students

It used to be that students had to get part-time jobs in order to augment their allowances. They had to wash dishes, wait on tables, babysit and do other menial tasks that took away some, if not most, of their time for studying. Just like an answered prayer, credit card companies issued student credit cards.[…]

The Why & How of Tracking Your Spending

One of the best ways to ensure you’re not abusing a credit card is to track your spending. You’ll see the things you spend the most on, what unnecessary purchases you’re making, and you’re most apt to notice if someone has hacked your account and may be using it. WHY? Research shows that people who[…]

Good vs. Bad Debt

The word “debt” carries a lot of bad connotations for credit card holders in the current economy. There’s a difference, however, between good and bad debt. Good debt is considered to be a sort of investment – anything that will create value. School loans, auto loans, and business loans are generally considered “good,” while things[…]

Paying More than the Minimum

It can be very tempting to use your credit card for all your spending, and then only pay off the minimum every month. It is, as we all know, how the credit companies make money – by you paying interest on your owed balance. So, if you’re only required to pay a certain amount each[…]

Adding An Authorized User: Boon or Bane?

Most credit card companies will allow you to add an authorized user to your account, and some will allow you to add several. But is it a good idea? Let’s take a look at the advantages and disadvantages of adding one or more users to your credit card. Pros 1. Improved Credit Potential for Added[…]

Jump-start Your Credit: Getting Your First Card

Whether you’re 18, just graduating college, getting your first job, or somewhere in between, you’ll need to get your first credit card along the way. It can be difficult to get approved for some, especially if you’ve already managed to rack up some debt (student loans, etc), and you may not always know which card[…]

Does Closing a Credit Card Hurt My Credit Score?

The oh-so-important question. But before we get into the answer, let’s look at why people might consider closing a credit card: To curb their spending habits. Remember Rebecca Bloomwood? Yes, she’s the lead character of “Confessions of a Shopaholic” who hit rock bottom due to her shopping addiction. There was a scene where she had[…]