The Difference Between a Charge Card and a Credit Card

Yes, there is a difference between a charge card and a credit card. If you’re more of a visual person: Charge card = Credit card  ;  Credit card ≠ Charge card A charge card is, in fact, a type of credit card, but one that requires you to pay off your balance in full every month (or[…]

Capital One Secured: a credit lifesaver

Maybe you’re recovering from some poor decisions. Or maybe you don’t have much of a credit history at all. Either way, don’t despair — the only way to get more credit is to use what you’ve got. And you do want to improve your credit score, because a low one will haunt you when you[…]

Friday Feature: Earn 3x Points on Dining with Chase Sapphire Card

Each Friday, we like to inform you of a new credit card feature or deal. Chase recently announced that the Chase Sapphire card, which normally offers you 2x points at restaurants, will now offer you 3x points on the first Friday of the month through 2013. Every point counts! Something to also consider if you[…]

Starwood Preferred Guest: stellar travel rewards

When it comes to rewards credit cards, you often have to pick between value and flexibility. Not so with the Starwood Preferred Guest travel rewards card from American Express. Although the Barclaycard Arrival™ World MasterCard® has a higher sign up bonus, and earns 2x on all purchases – you get flexibility with the Starwood Preferred Guest[…]

Best Credit Cards for International Travel

Are you considering some international travel soon? Then you may be wondering how to best spend your money while you’re away. Your best options while traveling internationally are to withdraw cash from an ATM and/or use a credit card for purchases. So which credit card(s) do you use? Here are three things to consider: 1.[…]

7 Ways To Save For Your Golden Years

It’s a fact that some people choose to ignore retirement due to the connotations that come with it: old age, sickness, disabilities, inability to earn a living. But let’s face it – everybody grows old and eventually, retires. How would you like to see yourself by then? Do you want to maintain the quality of[…]