Review of Wells Fargo Propel Card

Consumers looking for a rewards credit card that rewards loyalty without an annual fee might enjoy the Wells Fargo Propel American Express Card.  Existing Wells Fargo customers can also earn additional loyalty rewards by using the Propel credit card.  Travelers who like to redeem reward points for travel will also enjoy the opportunity respectable redemption[…]

Top 8 financial steps you must take before sending your kids to college

Let’s get straight to the steps! Create a solid financial footing for yourself No matter how much your kids may mean to you, you must not support them at the cost of your own financial well-being. Hence, it’s important to create a solid financial footing for yourself first before thinking of spending any money on[…]

Popular financial advice we tell everybody that’s actually pretty harmful

There are tons of advice givers and wisdom providers out there. Regardless of what topic you seek help and guidance on, there is always someone within arm’s length who is eager to drop some knowledge on you. This surplus of advice is great, considering that years and years ago, you were limited to the advice[…]

Readying for Retirement: Points to Ponder Regardless of your Current Age

We all have to call it a day sooner or later, but for you –hopefully later. We don’t think about retirement that much, except when we talk to people who have been retired for quite some time and are asking them about how well it’s been going so far. Regardless of how old you are,[…]

9 Important personal finance rules that Americans rarely follow

Here are the 9 most important personal finance rules that a large majority of Americans don’t care about and rarely follow: Paying oneself first Giving your wants a higher priority than your savings/investments may although give you immediate satisfaction, but leave you penniless at the end of every month. This is the reason why majority[…]

Review of the Best Online Budget Software

Very few actually enjoy the task of budgeting. Understanding and maintaining a cash flow system for income, bills and savings each month takes equal parts effort and time – and when the numbers fail to create a surplus, the big bad “b” word turns into a despised chore. Fortunately, the fusion of technology and innovation[…]

All that you wanted to know about credit utilization

Credit utilization is a frequently used term in any conversation related to credit scores and/or credit reports. In fact, if you’re someone who keenly follows the concept of credit, you must have definitely heard about credit utilization before and would at least have a vague idea about it. What’s meant by credit utilization? Technically speaking,[…]

Do you know your FICO score fluctuates from month-to-month?! – Here’s why

I read somewhere some time ago that working on improving a poor credit score is a lot like growing out a bad haircut! Regardless of how often you go in front of the mirror, your hair are going to take their own sweet time! And a month can make a lot of difference! The same[…]