Some excellent auto loan refinance options to help you lower your interest rate

Stuck with a high interest car loan?! The easiest way to bring down your monthly payments is by opting for auto loan refinance facility. Such arrangement can save you tremendous amount of money especially if your credit score has improved considerably or the interest rates have dropped drastically since you took the original loan. You[…]

Joint checking accounts – When they do and don’t make sense

Marriage is a big step in anyone’s life and often couples take some time in working out the initial kinks. Management of household finances is one such important aspect that needs consideration after tying the knot. If you’ve been always used to keeping separate accounts for your income and expenses, it may get slightly difficult[…]

Planning to sell your house? – Costs you should be aware of

Selling off a house can end up being a pretty disappointing experience if you’re unaware of the involved costs and don’t finally make as much margin as you had expected to. Being aware of all such costs can help you in creation of a practical plan for the purchase of your next home. In general,[…]

Worried about emergency home repairs? – 7 ways to pay for them with ease

A recently carried out survey by HomeServe USA revealed that as many as 25% of all homeowners never save money for major home repairs. What more, almost half of all homeowners, 48% to be precise, have had to cough up money for some or other emergency home repair during the last 12 months! Buying a[…]

Is it really cost-effective to build a new home? Let’s look at its pros and cons

A home is most likely to be the single biggest investment a person makes in his/her life. Majority of home buyers spend a considerable amount of energy and time in designing and/or looking for their perfect home. The process of house hunting involves several different factors like market trends, location, property condition, homeowners association fees,[…]

best balance transfer credit cards

Planning to Apply for a 0% APR balance transfer card? – Don’t do it before you read these facts

Although it’s an excellent idea to use a 0% APR balance transfer credit card as a part of your debt repayment strategy, you must definitely pay heed to the fine print of the card before putting pen to paper. You may often hear people talking about 0% APR cards like some mythical creatures, capable of[…]

The impact of balance transfer on your credit score

It isn’t uncommon for credit card customers burdened by high-interest card debt to opt for balance transfer facility to benefit from the introductory 0% APR offers. Nothing denying the fact that such refinancing can be a very cost-effective move, but it also leads to a hard inquiry into your credit, which is most likely to[…]

Using your credit card to pay your bills? When it’s a good idea and when not

Apart from being an effective means for availing short-term loans whenever you’re in a financially tight situation, credit cards can also provide a great deal of convenience. By using your credit card for majority of your day-to-day purchases, you can avoid the need of carrying large amounts of cash and/or writing checks. What more, you[…]