How To Improve Your Small Business Credit Score

It’s probably very likely that you know that you have a personal credit score, and, if you are really on top of things then you probably even know what that score is. But, as a small business owner, do you realize that your business also has a credit score? Is a Business Credit Score the[…]

The Best Home Coffee Roaster

Have you found yourself looking for a home coffee roaster? Maybe it began with an overwhelming desire to recreate that perfect coffee house aroma. Or, maybe you’ve become frustrated with the cost of really good coffee. No matter the reason, I’m happy to welcome you to the wonderful world of coffee snobbery. After having spent over[…]

Cuisinart’s Best Frozen Treat Makers

Ice cream remains one of the most common favorite desserts of all time. This old-fashioned dessert is enjoyed by individuals of almost all cultures. It is made in a wide variety of ways and comes in various types (gelato, frozen yogurt, sherbet, soft serve, sorbet). Although ice cream can be bought on the freezer aisle[…]

The Sam’s Club MasterCard vs. Other Cash Back Cards

Everyone loves a cash back card, which is why so many banks and stores offer them to customers. It used to be just the big banks that gave cash back rewards based on spending. Now it is common for stores to get in on this market and get more customer loyalty in the quest for[…]

Utilizing Medical Premiums to Augment Retirement Saving

The Power of the Health Savings Account Traditionally, medical insurance is purchased via our employers and premiums are deducted from our paychecks in exchange for medical coverage. Health Savings Accounts (FSAs) are challenging this traditional paradigm by allowing the employee to channel the vast majority of these premiums into an FSA bank account. In exchange[…]

Cards That Earn Bonus Rewards On Every Dollar Spent

There are plenty of options for cards that earn bonus rewards for spending. These are cards that offer you either cash back or points on each purchase you make. Some of the most popular rewards credit cards will give you bonus points or bonus cash back. The Discover It, for example, offers bonus cash back on[…]

Will Canceling My Credit Card Hurt My Credit Score?

We’ve all heard the importance of paying close attention to our credit scores. Many of the credit card companies are beginning to catch on to the importance of having consumers keep it in control, and helping them track it—whether on a monthly statement, like Discover, or through the online account, like Chase and US Bank.[…]

should i refinance my student loans

What Effect Do Student Loans Have on Your Credit Score?

It’s no surprise that the average college student graduates with well over $30,000 in student loan debt. However, too many people fail to realize that not paying their student loans, or not paying them in a timely manner, can seriously hurt their credit. A student loan is just like any other loan. It must be[…]

Citi ThankYou Premier Card

The Chase Sapphire Preferred vs. Citi ThankYou Premier Card

Having a credit card that rewards purchases related to airfare, hotel stays, rental cars, and other transportation can be a method to save a substantial amount of cash each year. Travel rewards points or miles translate quickly into dollars. But not every travel rewards program is equal. Two of the top-rated travel rewards credit cards,[…]