Travel credit cards offer some of the best rewards in the business. Usually you can earn tons of points, and, in some cases, these points can be redeemed for travel rewards worth more than $1 per point. Let’s take a closer look at the top three fixed value travel reward cards that you can choose from right now.
BankAmericard Travel Rewards
The BankAmericard Travel rewards card has great earning potential and very nice bonus opportunities. There is no annual fee for this card. You will earn 1.5 point for every dollar spent, with no limit to the amount of miles that you can earn. They offer a 10,000 point bonus to new cardholders after spending $500 in the first three months that you have the card, if you apply online; this corresponds to a $100 statement credit! There is a 0% introductory APR on balance transfers and purchases for the first 12 months. After the introductory period, the APR will range from 14.99-22.99%, depending on your credit. There are no foreign transaction fees.
Redeeming your points earned using the BankAmericard Travel Rewards card is simple. There are no blackout dates, and no restrictions. BankAmerica checking and savings customers will receive a bonus of 10% of their annual points each year, based on their total spending for the year. Chip technology makes this card very safe to use, and helps reduce fraud and unauthorized transactions.
Barclaycard Arrival Plus
The Barclaycard Arrival Plus is one of the most popular travel rewards cards, and it is not hard to see why. Cardholders pay an $89 annual fee, which is waived for the first year. You will earn double miles on all purchases, with no limit to the miles you can earn. New cardholders will receive a bonus of 40,000 miles after spending $3,000 in the first three months. This is the equivalent of a $400 travel credit! Barclaycard Arrival Plus offers a 0% introductory APR for the first 12 months for purchases and balance transfers, with an APR of 14.99-18.99% at the end of that period.
Booking your travel is simple with the Barclaycard Arrival Plus. There are no blackout dates or restrictions that apply. For each travel booking, you earn 10% bonus miles, based on the travel spending, making each mile you redeem worth even more. The card is EMV chip enabled, giving you confidence that fraud is unlikely and your personal information is safe. There are also no foreign transaction fees.
Apply Now: Barclaycard Arrival PlusTM World Elite MasterCard®
For those who do not want to pay an annual fee, there is another version of the Barclaycard Arrival that offers no annual fee with smaller, yet still substantial travel rewards available. Link: Barclaycard ArrivalTM World MasterCard®
Capital One Venture
Capital One has an excellent option for those who love to travel. The Capital One Venture Rewards card offers two points for every dollar spent on all purchases. Earn an additional 40,000 bonus points by spending $3,000 in the first three months you have the card. There is no limit to the number of points that you can earn. There is no annual fee for the first year, after that you will pay an annual fee of $59. There is no introductory APR rate, the APR is 13.9-20.9%, depending on your credit.
Redeem your Capital One Venture rewards with the No Hassle guarantee for flights, hotels, rental cars, gift cards and more, with no blackout dates or restrictions. Capital One will help you book your travel, or you can use the Purchase Eraser to pay for the cost of booking the travel through an agent. There are no foreign transaction fees to use this card abroad and it comes with smart chip technology. Capital One offers free credit tracking for customers, too, making it easy to stay on top of your credit score.
For those who wish to earn travel rewards without having to pay any annual fee, the Capital One VentureOne card has no annual fee, offers 1.25 points for every dollar spent, and a bonus of 20,000 points for spending only $1,000 in the first three months.
Each of these travel rewards credit cards has something great to offer. If you’re looking for the most rewards possible, the Barclaycard Arrival Plus stands out from the crowd. It offers the highest fixed travel rewards rate in the industry right now, and the flexible process to redeem the points (as well as additional bonuses available when you redeem for travel rewards) makes this our first choice. Take a look for yourself to compare the options, and see if you agree!