Card Comparison: Barclaycard Arrival vs. Capital One Venture

Advertiser Disclosure

There are often cards out there that compete for the same group of customers.  The Barclaycard Arrival PlusTM World Elite MasterCard® and the Capital One Venture Credit Card could qualify for such a battle- they both a great common benefit, two points/miles for every dollar spent on the card, but which one is better?

Let’s dive in, benefit by benefit, and see which one reigns supreme!  I have a feeling that this one may be a tough one to decide.

Tip: We rank both of these rewards card below the Chase Sapphire Preferred® Card.

 

Sign Up Bonus

For the Barclaycard Arrival PlusTM World Elite MasterCard®, 40,000 miles (or $400) awaits you after spending $3,000 in 3 months, a very solid sign up bonus.  The Capital One Venture Credit Card offers 20,000 miles, or $200 in travel.  Both very solid offers for these cards, but the winner is Barclaycard Arrival PlusTM World Elite MasterCard®.

Daily Spend

For daily spend, you’ll receive the same amount of bonus points on both credit cards- two points per dollar spent.  I like this way of doing things- you don’t have to remember what categories earn you what, nor do you have to ‘sign up’ for benefits every quarter like other cards.  It’s a draw in this category!

Ease of Redemption

For redeeming your miles, the Barclaycard Arrival PlusTM World Elite MasterCard® wins, only because it offers up 10% back of the points you redeem, every time you redeem.  The Venture card does not offer such a benefit.  Both cards allow you to make an airfare or hotel purchase at whatever site you wish, as long as you pay with the card, you’ll be able to redeem your points.  The Barclaycard wins again!

Annual Fee

In terms of annual fees, the Venture card wins this round.  At only $59 (and waived for the first year), it beats out the Arrival World MasterCard’s $89, which is also waived for the first year.  So, in terms of price, the Venture Card wins this round.

Other Benefits

In terms of other benefits, both credit cards offer up no foreign transaction fees.  After that, avariable APR of 14.99% or 18.99%, based upon your creditworthiness will kick in.  You also get free FICO scores each month and a TripIt Pro subscription.

The Venture credit card only offers up the standard Visa Signature benefits, which may include concierge service, hotel upgrades, event ticket deals, and other exclusive perks.  Read all about them here.  I would say that the Barclaycard wins this round (this is starting to become a bloodbath!)

Conclusion

So, which one reigns supreme?  I would say that far and away the Barclaycard Arrival PlusTM World Elite MasterCard® is the winner here.  Not only does it earn the same type of bonuses, but you get a larger sign-up bonus, better benefits, like FICO reporting and TripIt Pro.  It seems that there have been offers in the past of 50,000 miles for sign up with the Venture credit card, but I don’t see that offer available now.

If it did come up again, I could see the argument being made to switch to the Venture credit card.  What are your thoughts?  Do you see the way I do?  Do you have one of these cards (or both), and swear by them?  We want to know!  Comment in the section below and we will be sure to incorporate your thoughts!

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