The Best Hotel Credit Cards of 2014

Advertiser Disclosure

There are many elements that come together to create a great vacation.  One of them is a marvelous hotel.  I know many a vacation where the destination wasn’t particularly exciting, but the hotel or resort we were staying in was something incredible, making the trip.  One way to stay in these incredible properties is to pay the rate they charge per night, but where’s the fun in that.  Below, we have compiled several great hotel credit card deals for 2014.  Let’s see which ones apply to your travels, shall we?


Starwood Preferred Guest Credit Card

One of the “oldies” on the market, this credit card rocks.  You’ll earn 10,000 points on the first purchase (even a pack of gum), and then 15,000 points after spending $5,000 in six months.  There aren’t any category bonuses like other credit cards out there, but with all the transfer partners that Starwood has compiled for its program, and the 5,000 point bonus for every 20,000 points you transfer to one of those programs, makes this a killer credit card.  There’s a $65 annual fee, waived the first year.  You can check out the full review here.


Citi Hilton Reserve

Another great option for hotel hoppers, the Citi Hilton Reserve credit card is a Visa Signature credit card, which offers many benefits above other cards (like access to Visa Signature hotels).  When you spend $2,500 in 3 months, you’ll receive two free weekend certificates to any Hilton worldwide.  Furthermore, you’ll receive free Hilton Gold Status, which, in my opinion, is the best mid-tier hotel status out there.  I’ve consistently been given suites that I would have only dreamed of staying in before.  A $95 annual fee applies.


The Hyatt Credit Card

Issued by Chase, the Hyatt Credit Card is valuable for one thing, and one thing only: the sign-up bonus.  Your sign up bonus of two free nights when you spend $1,000 in three months gets you in the door at any Hyatt hotel in the world (even the Park Hyatt in the Maldives).  This is huge, and worth thousands of dollars.  In addition, you’ll earn bonus points at Hyatt hotels, and have Platinum status as long as you have the card (which doesn’t offer much besides free internet and a ‘preferred room’).  Furthermore, you’ll get an anniversary night at any Category 1-4 property each year.  You’ll have no annual fee the first year, but $75 after that.


How to Choose

There are many credit cards out there that are tied to a hotel chain, and these are just a few of them.  They key to any credit card strategy is to know your spending habits.  Do you only like staying at Hyatt hotels?  Then apply for that credit card!  Having status with a few programs is always nice, in case you’re in a city that doesn’t have your preferred chain.  Hotel credit cards are sometimes not as flexible as other options (SPG card excluded), but if you do much of your travel in hotel chains, it’s a no brainer.