Which Credit Card Debt Should You Pay Off First?

If you have a number of credit cards with balances on them, you might feel overwhelmed by having a large number of monthly payments or a total balance that is higher than you are comfortable with. If you have finally decided that it is time to take action and pay off some of this debt,[…]

How To Prevent Your Card Being Canceled By Credit Grantor

Not everyone uses their credit cards on a regular basis. Imagine the shock of needing to use your credit card only to find that it has been canceled by a credit grantor. You hear horror stories of people vacationing overseas and discovering this problem, then spending hours trying to fix it. Unfortunately, the credit card[…]

Does Applying For A Credit Card Hurt Your Credit?

It can be tempting to apply for multiple credit cards in a short timeframe. You can use them to rack up the welcome offers for a lavish vacation. Or they can be used to receive some nice statement credits when making large purchases. Having a few financial goals in mind, an analysis of your spending[…]

Top 5 Money Mistakes All Freshmen Make

A survey by Walletpath revealed that even though 65% of college grads wished they knew more about personal finance, they seemed to be doing pretty well for themselves. However, things are a bit different when it comes to college freshmen across the United States. As per a 2013 Higher One study, a good percentage of[…]

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Can I Apply For a Mortgage Online?

With everything else in life that can be completed online from paying bills to reading the news, is it possible to obtain a mortgage without going to a bank? Absolutely. And it might be more common than you think. Besides requesting pre-qualification or pre-approval, you also can apply for a new mortgage or refinance an[…]

Best Online Bookkeeping Software for Small Businesses

If you tried hiring a bookkeeper before, then you know it can be expensive. You probably even considered DIYing it, but you know you can’t handle another task. You started your business so that you can do what you love, not all those administrative tasks. That’s why you need a bookkeeping software. Bookkeeping software automatically[…]

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Is it Common for Married Couples to have Separate Bank Accounts?

Congratulations! You’ve made the leap into a lifetime together, and now you’ve joined your families, your friends and … your back accounts? Financials are an important topic in any relationship and become even more important as you make big steps towards building a life together. But, how do you do that? Is one joint account the[…]

Are Balance Transfer Cards Better Than Rewards Credit Cards?

When people think about applying for a new credit card, they often look at the welcome offers and the types of rewards that can be earned with everyday purchases. Sometimes you might need another perk, besides rewards, to make you click the “Apply Now” button. This might apply to you if you are carrying a balance[…]