best balance transfer credit cards

Best Balance Transfer Credit Cards To Apply For in 2019

What is a Balance Transfer Credit Card? A balance transfer credit card is a great option for those of us looking to consolidate debt in 2019 and move closer to financial freedom. Balance transfer credit cards simply allow you to transfer your debt from a high-interest credit card to one with a lower interest rate,[…]

Tips to Raise Your FICO Credit Score

Your FICO credit score is one of the major factors a lender will consider when determining whether or not to approve you for credit. There are many things that go into your FICO score, which means that there are things that you can do to improve it. Careful attention to your FICO score can help[…]

The Best Elliptical Machine for Your Home Workouts

Does your New Year’s Resolution involve getting fit and healthy? As a self-proclaimed fitness guru, I’ve pedaled, rowed, lifted, and cycled my way to a healthier lifestyle for years. If you’re ready to do the same, check out this guide on the best elliptical options on the market (including my favorite butt-kicking Nautilus elliptical trainer).[…]

Best Balance Transfer Credit Cards

What are balance transfer credit cards and how they save you money? Simply put, a balance transfer card is a credit card that allows you to transfer an existing balance from a high-APR credit card onto itself, and in most cases offers an introductory 0% APR for a limited period of time, thus giving you[…]

roth 401(k) cashback shopping portals

Is a Traditional 401(k) or Roth 401(k) Better?

Since 1978, many large employers offer a 401(k) retirement program allowing their employees to save for retirement with pre-tax income contributions. In 2006, Congress passed legislation that allowed employees to make post-tax contributions with a Roth 401(k) account. While Roth 401(k)s are still relatively new, employers are increasingly offering both retirement savings accounts. Because of[…]