When people think about applying for a new credit card, they often look at the welcome offers and the types of rewards that can be earned with everyday purchases. Sometimes you might need another perk, besides rewards, to make you click the “Apply Now” button. This might apply to you if you are carrying a balance[…]
Although it’s an excellent idea to use a 0% APR balance transfer credit card as a part of your debt repayment strategy, you must definitely pay heed to the fine print of the card before putting pen to paper. You may often hear people talking about 0% APR cards like some mythical creatures, capable of[…]
It isn’t uncommon for credit card customers burdened by high-interest card debt to opt for balance transfer facility to benefit from the introductory 0% APR offers. Nothing denying the fact that such refinancing can be a very cost-effective move, but it also leads to a hard inquiry into your credit, which is most likely to[…]
Finding the right credit card can be a daunting task, especially with the myriad of choices available from a slew of various issuers. Differences in rewards programs, promotional offers and card member fees play a major role in which card is best suited for specific borrowing needs. Some popular credit card issuers like Chase Bank[…]
Credit cards that offer rewards programs for card members are a smart way to earn extra cash toward purchases for savvy users. In recent years, the number of credit card rewards programs made available to qualified applicants has grown substantially, making it difficult to weed through the good, the bad and the ugly. For example[…]
Finding the right travel rewards credit card fit for your specific needs and spending habits can be a challenge, especially given the onslaught of advertisements flooding the television and online. Capital One is arguably the leader in terms marketing efforts pushed out to the masses, with notable celebrity endorsements and amusing commercial spots. But all[…]
Discover is one of the largest issuers of cash back credit cards, and there is an option under the Discover brand for just about every type of spender. Cash back rewards through Discover are simple to understand and each card provides additional card member benefits at no cost. The Discover it and the Discover it[…]
In the universe of rewards credit cards, both Discover it and Chase Freedom stand out as top card options. Account holders not only have seemingly endless benefits with each card, the cash-back rewards are some of the best in the business. However, for newcomers to the credit card rewards playground, there are some nuances that[…]
Credit cards are not only beneficial in covering some of life’s major, and at times unexpected expenses; revolving credit can also be used for managing spending on everyday items like groceries, gas or other monthly bills. For the most dedicated credit card users, finding a rewards card that offers low cost access to credit while[…]
Utilizing a rewards credit card for everyday spending offers a smart way to manage cash-flow month to month while providing a method to secure extra cash. But not all rewards cards are created equal. Some come with hefty annual fees and redemption restrictions, while others limit the amount of rewards you can earn in a[…]