While a conventional debit card is linked directly to your checking account, a prepaid debit card needs to be loaded with the required amount of funds, for it to be used at various online/offline merchant establishments. Going by the statistics revealed by Pew Charitable Trusts, as many as 23 million US citizens make regular use[…]
I don’t know about you, but my checking account makes me nervous. Years ago when I was younger and got my first-first job right out of high school(I was a busboy at a burger restaurant), I started making some real money for the first time in my life. I was making actual money and it[…]
Contrary to the popular belief, debit cards and credit cards aren’t the only plastic cards you can use to make your online/off-line purchases. Prepaid debit cards have gained immense popularity over the past decade and are today used as one of the most productive tools for money management. While these cards once used to be[…]
The Target REDcard is a special kind of store credit card, one that actually functions more like a debit card than a credit card. When you use it to pay for a purchase, it will take the funds out of the checking account that is associated with the account. This means you will never carry[…]
Having zero liability may not sound important, but you might be singing a different tune if you suddenly discover that you have become the victim of fraud or if your credit card account becomes compromised in some way. When you have zero liability, you will not be held responsible for transaction that you do not[…]
Your credit score is not something magically assigned to you for no reason. It comes from a string of events, many of which you have control over, and it has a dramatic impact on your overall financial health. Once you realize the amount of control that you have, much of which comes from understanding how[…]
No one likes checks anymore. They’re the least popular kid at the party, the one people keep having to invite but no one likes. They’re antiquated, inefficient, and don’t earn points. Why would anyone like them? That’s where William Paid comes in handy, when you need to pay that monthly bill everyone hates- rent. William[…]
With prepaid debit cards making a huge dent in the way people are using credit and spending money, American Express offers up the American Express serve card, a prepaid debit card with some very attractive features. Prepaid debit cards are great for people with limited budget, tight constraints on spending, poor credit, or those who[…]