Chase Freedom Quarter 2 Bonus Categories

Advertiser Disclosure

Link: Chase Freedom®

The Chase Freedom® card, a favorite cash back card for students and those looking for an ‘easy to use’ credit card with some fun bonuses, is currently in the ‘quarter two’ of its bonus categories, a popular feature on the credit card.

Starting April 1st, cardmembers can earn 5% back on all purchases at Restaurants and Lowe’s Home Improvement stores.  After $1,500 in purchases in the category, though, the bonus slips back down to the standard 1% earning.  But, that’s not the only benefit of the Chase Freedom card.  Let’s explore below and see what they are!

 

 

Benefits

This card features no annual fee, which is a great incentive to apply.  But, there’s more!  For the first fifteen (15) months of cardmembership, you’ll have an introductory 0% APR on purchases and balance transfers.  Afterward, it’ll adjust upward based on your credit worthiness.  Once that kicks in, too, is a tool geared for those of you worried about interest.  The Blueprint tool is a manage purchase decisions on the credit card. It’ll let you design ways to pay off a giant purchase, or separate your spend into categories so you know where your money goes each month (if you’re a student, beer and fast food).

The Chase Freedom credit card offers 5% cash back on the rotating categories previously mentioned (four per year) and 1% cash back on all other purchases (or in those categories after $1,500 in spend).  You must activate the category each quarter, but if you forget until the end of the quarter, they’ll add in the bonus cash back retroactively.  The link to sign up is here.

You can also earn more points by shopping through Chase’s Ultimate Rewards shopping mall, which offers eight times the points in some instances.  As far as redeeming, there is no limit to the number of points you can earn, and no expiration date, as long as you still own the credit card. Points can be transferred if you own the Chase Sapphire Preferred or Ink Bold credit card products that earn Ultimate Reward points.  If you want cash, that will come in the forms of statement credits, direct deposits, or paper checks, in $20 increments.

 

Conclusion

The Chase Freedom® Credit Card is a great cash back credit card for anyone, really.  But, I can especially recommend the Chase Freedom card for students and people new to credit cards.  It’s no annual fee, no APR for fifteen months, and large bonuses for spending categories appeal to this demographic greatly.  And, with its Blueprint spending tool, it can take a lot of the stress out of the credit card process that keeps so many from owning a credit card.  Don’t forget to sign up for your category bonus here when you get the card, which is all restaurants and Lowe’s Home Improvement stores between April 1st and June 30th, 2014.  So, what are you waiting for?  Is the Chase Freedom the card for you?

Want the Chase Freedom card for yourself? Here’s the link: Chase Freedom®

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