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Chase Says Goodbye to the Ink Bold Card

The Chase Ink Bold card will no longer be available for those looking for a charge card. The attractive feature of the Bold card was that it had to be paid in full each month, preventing you from building up any debt or paying interest. It also offered some great perks and points earning potential, and it will be missed.

For those looking for a suitable replacement for the Chase Ink Bold card, the Chase Ink Plus may be the perfect solution. Although the Ink Plus is an actual credit card (with a set spending limit that does not have to be paid in full, but you will pay interest on the balance), as opposed to a charge card, it has some amazing perks that you might be interested in. Let’s take a look!


The Ink Plus

No Annual Fee for First Year

The Chase Ink Plus card is a great business card because it offers you all of the perks, yet you won’t pay anything for an annual fee for the first year. After the first year, the annual fee is $95.

Awesome Sign On Bonus

Cardholders will earn 50,000 bonus points after spending $5,000 in the first three months of having the card. This is one of the highest sign on bonuses for business cards that is available right now.

Great Points Earning Potential

As a business credit card, the Chase Ink Plus offers some great earning potential for points. You will earn 5% cash back on all office supply purchases, as well as all purchases on cable, internet and telecom services, on up to $50,000 spent annually. You will earn 2% cash back on gas station purchases, up to $50,000 annually. You will earn 1% cash back on all other purchases, in any category, with no limit to your spending.

Extra Bonus For Booking Travel

Although you can use your points for cash back rewards, the true value in this card is when you redeem your points for travel. You will earn an extra 25% back when you book your travel online through the Chase Ultimate Rewards portal.

Additional Users are Free

There is no charge to add authorized users to the Chase Ink Plus card, and everything your employees spend will go toward your points earnings.

No Foreign Transaction Fees

The Chase Ink Plus has no foreign transaction fees, making it an ideal card for traveling in other countries. Most cards have a 3% foreign transaction fee, so the Chase Ink Plus can really save you money when you use it while traveling.

Two Free Lounge Club Passes

Each year, Chase Ink Plus cardholders will earn two free Lounge Club passes, which helps make traveling more comfortable, especially when you may happen to have a long layover.


Comparison to Ink Cash

If you really want to get a great business card and not have to pay an annual fee, take a closer look at the Ink Cash option. You will still earn the 5% rewards on all office supply, cable, internet, cell phone and telecom services, 2% back on gas station purchases and 1% on everything else.

You get a sign on bonus of $200 when you spend $3,000 in the first three months. This card does have a 3% foreign transaction fee, so it’s not great for those who want to leave the country. There is a 0% introductory APR for the first 12 months on balance transfers and purchases.


The Nitty Gritty

Even though the Chase Ink Bold is no more, the Chase Ink Plus is a great option. There is an annual fee of $95, which is waived for the first year. Earn 50,000 bonus points after spending $5,000 in the first three months (this equates to $625 in travel rewards when you use the Ultimate Rewards portal).  Earn 5% on office supplies, internet services, cell phone charges and telecom costs. Earn 2% on gas station purchases.

Earn 1% on everything else. Get 25% discount on travel booked through the Ultimate Rewards portal. There are no foreign transaction fees. APR is 15.24% for balance transfers and purchases. There is no introductory APR being offered at this time.



The Chase Ink Plus is a nice option for those looking for a business card that offers great rewards. If you spend more than $50,000 in the bonus categories, you may be better off with a card with bigger perks. But, for the small to medium sized businesses, this card has plenty to offer.