Discover is well known for providing great benefits, especially when it comes to credit cards for students. The latest offering from Discover it Chrome for Students features a perk of a $20 cash back bonus, which is always going to be a welcome gift for any student! Here are some of the important highlights for the Discover it Chrome for Student offer that is now available.
Apply Now: Discover it® chrome for Students with $20 Cashback Bonus Offer
Get a $20 Cash Back Bonus!
Discover it Chrome for Students cardholders will get a perk of $20 cash back after making their first purchase within the first three months of having the card. More than enough for a pizza!
Redeem Rewards at Amazon.com
Discover it offers cardholders an extra cash back reward redemption offer, by allowing them to spend their cash back rewards at Amazon.com. Use cash back rewards just like cash, meaning every $1 is worth $1 when you make a purchase on Amazon.com.
Earn Great Cash Back Rewards
For the first $1,000 you spend on dining and gas stations (combined), for every quarter of the year, you will earn double points—meaning you earn 2% cash back for every dollar spent in these categories. Earn 1% for every dollar spent in any other category, with unlimited spending (up to your credit limit).
Keep Track of Your Credit Score
Discover customers have the advantage of knowing their credit score at any time. FICO scores are reported on every monthly statement, or customers can log into Discover.com to check their current credit score. This is a great benefit for students working at building their credit.
No Annual Fee
The Discover it Chrome Card for Students has no annual fee. All of these great perks are available at no extra charge to approved cardholders.
No Foreign Transaction Fee
In case you decide to do some traveling or studying abroad, Discover Chrome for Students has you covered! You can use your card without incurring any foreign transaction fees.
No Late Payment Fees
Discover does not charge late payment fees on your first late payment, nor do they charge any penalty APR for late payments. That’s showing some grace to students new to the credit card responsibility. Of course, we recommend never paying late! To help you with this, they even offer free text reminders of when your payment is due.
Outstanding Customer Service
One of the things Discover is best known for is their outstanding customer service. Customers have access to live customer service personnel, 24 hours a day, 7 days a week, to address any issues that should arise.
The Nitty Gritty
Just to review, the Discover it Chrome Card for Students offers no annual fee, no foreign transaction fee, no late payment penalty fee on your first late payment, no overlimit fee, and paying late won’t increase your APR. There is a 6-month introductory rate of 0% APR on purchases, and a competitive APR after the introductory period of 12.99-21.99%, depending on your credit history and the prime rate.
Discover it once again comes through with another great offer for cardholders, and this one is specifically geared toward the student market. Getting cash back on a student credit card is rare, and Discover certainly offers plenty of other perks to go with that!