Rewards Credit Cards

Rewards cards are wildly popular for good reason — not using one is literally turning your back on free money. This is a huge category, offering a variety of ways to maximize your spending. Such cards can offer simple cash back, airline miles, and/or points that can be reimbursed for merchandise, certain kinds of expenses, and so on. If you’re interested in a particular category, be sure to check out our other pages up top.

The chart below lists the annual fee as well as whether it’s waived the first year (WFY). The bonus column explains what you get for every $1 charged to the card, whether it’s a cash-back percentage (%), points (pt), or airlines miles (mi). Some cards, like the Chase Sapphire Preferred, earn points that can be transferred into airline miles. Typically, rewards cards will feature certain bonus categories of purchases that will get a better rate, which is why some sport a range for this column.

Remember, don’t use a rewards card if you carry a balance. They have high interest rates that easily outdo the rewards. And don’t forget to check our list of the best rewards cards.

Chase Sapphire Preferred

Capital One Venture

Capital One Quicksilver

American Express Blue Cash Preferred

American Express Blue Cash Everyday

US Bank FlexPerks Travel Rewards

Barclay’s US Airways Dividend Miles

Chase Freedom

Chase United MileagePlus Explorer


Barclaycard Rewards Average Credit

Barclaycard Rewards Excellent Credit

US Bank AeroMexico

US Bank LifeMiles

Citi Dividend Platinum Select

Barclay’s Lufthansa Premier Miles & More


American Express JetBlue

Chase British Airways

Citi Forward

Chase Southwest Rapid Rewards Premier

American Express Premier Rewards Gold

Citi Platinum Select AAdvantage

American Express Gold Delta SkyMiles

PenFed Platinum Cash Rewards

US Bank Cash+

Bank of America Travel Rewards

Barclay’s Arrival

PenFed Premium Travel Rewards

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Discover it for Students

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American Express Starwood Preferred Guest

Chase Sapphire

Mercedes-Benz Platinum Card

IHG Rewards Club Select Visa

Citi ThankYou Preferred

Citi ThankYou Premier

Barnes & Noble MasterCard

Upromise World MasterCard

NFL Extra Points Credit Card

Harley-Davidson Visa

Amazon Rewards Visa

Ace Rewards Visa

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