What You Need to Know About Credit Card APR

Annual percentage rate? What does that even mean? This is what APR stands for—most people don’t even know what the letters refer to, so consider yourself semi-educated already! But, there are some important things to understand about APR, so that you don’t find yourself in financial trouble. It is not just a simple “interest rate,”[…]

How to Choose the Right Credit Card for Your Business

Searching for the perfect credit card for your business? Let us help. Small business owners face many challenges during the start up process – developing a business plan, creating sales leads, planning marketing and branding, to name a few. There are plenty of other important decisions to make, too especially when it comes to finances.[…]

The Top 5 Travel Rewards Cards with 0% APR

I’ve recently had a few people ask me what the best travel rewards cards are with a 0% intro APR. It’s a good question, since having no interest for 12 months or more is important to a lot of people. Whether you’re trying to consolidate debt (keep in mind balance transfer fees) or looking to[…]

Citibank Secured Credit Card Review

If you’ve already looked into the Citi Secured MasterCard, you might be a bit confused, since there doesn’t seem to be any mention of it in the Citibank website. Your eyes aren’t fooling you – it isn’t there. In order to get the details on this card, you need to head to a Citibank branch[…]

Secured Credit Cards for Bad or No Credit

Bad credit or no credit, it can be hard to get an issuer to cut you some slack. Secured credit cards are a good option for those who ready to start building or re-building credit. Think about it: if you have bad or no credit, lenders see you as a risk. With no credit history,[…]

Chase Slate Balance Transfer Credit Card Review

The Chase Slate credit card is changing the game in its particular market niche. Those of you who carry a balance — and/or maybe think it’s about time to transfer that balance — will definitely want to get a load of this. Typically, cards with a 0% introductory offer for balance transfers still charge a[…]

Citi Simplicity Credit Card Review

This Citi card promises simplicity, but it delivers something even better — humanity. Here’s a situation that’s probably familiar. Life has thrown you a curve ball, or five. Suddenly a thousand things to do pop up and before you know it, a couple days have gone by. What’s the date again? Wasn’t there something else[…]

Chase Ink Cash Business Credit Card Review

The Chase Ink credit cards are our favorite pick for businesses, as all offer generous rewards for office supply and telecom expenses, two of the biggest cost categories for most businesses. The Chase Ink Cash card is the one for you if you’re looking for no annual fee, an introductory 0% APR on purchases and[…]

Bank of America Cash Rewards for Business Credit Card Review

In your search for the best business card, you might be swinging between low interest cards and cash back credit cards, or other such rewards credit cards. The Bank of America Cash Rewards for Business card sports a thorough rewards program, offering 3% cash back on gas and office supplies, 2% cash back on dining,[…]