Experian Offers Free Credit Score to Consumers

So much of the past few years for frequent credit checkers is the fact that credit scores were not free to monitor.  The three major credit reporting agencies, Experian, Equifax, and TransUnion, had a hold on the market, often charging twenty dollars per month for the privilege to know your score (though you were offered[…]

Should You Choose a Credit Union Over a Bank?

Credit unions and banks are definitely not the same thing. Understanding the differences, and the various advantages of each, can help you make an educated decision about what is best for your financial situation. Both provide you with the ability to create and maintain an account and provide lending services, too. But, there are certainly[…]

Citibank Secured Credit Card Review

If you’ve already looked into the Citi Secured MasterCard, you might be a bit confused, since there doesn’t seem to be any mention of it in the Citibank website. Your eyes aren’t fooling you – it isn’t there. In order to get the details on this card, you need to head to a Citibank branch[…]

Secured Credit Cards for Bad or No Credit

Bad credit or no credit, it can be hard to get an issuer to cut you some slack. Secured credit cards are a good option for those who ready to start building or re-building credit. Think about it: if you have bad or no credit, lenders see you as a risk. With no credit history,[…]

Chase Slate Balance Transfer Credit Card Review

The Chase Slate credit card is changing the game in its particular market niche. Those of you who carry a balance — and/or maybe think it’s about time to transfer that balance — will definitely want to get a load of this. Typically, cards with a 0% introductory offer for balance transfers still charge a[…]

Visa Signature Card Benefits Guide

We talk about Visa Signature benefits a lot, for good reason. They are thorough and packed with value — and most Visa Signature holders don’t even realize the full extent of it. Here’s your guide to the nitty-gritty. Basically, the Signature cards are Visa’s highest tier of quality. Some well-known Signature cards include the Chase[…]

Capital One Quicksilver Cash Back Credit Card Review

Don’t listen to Samuel L. Jackson, The Capital One Quicksilver card is a “good” cash back rewards card, but the Barclaycard Arrival PlusTM World Elite MasterCard® is the best personal rewards card. The Quicksilver card doesn’t even have a sign-up bonus.  Ok, on to the Capital One Quicksilver cash back card! Cold, Hard Cash The Quicksilver is[…]