How Getting a Credit Card Can Improve your Credit Score

Is your credit score low? Or, at least lower than you would like it to be? Getting a credit card can actually help to improve your credit score, in some situations. Understanding the basics of how your credit score is calculated can help you to raise your score, by making improvements to the various factors.[…]

How to Choose a Secured Credit Card

Those who are searching for secured credit cards have little to feel secure about when it comes to their credit, which is why making the right choice is so important. With many options available, it is critical that you examine each offer carefully so that you get the secured credit card that is right for[…]

How to Build Your Credit with a Secured Credit Card

Having no credit is often just as problematic as having bad credit. When you have good credit, you are able to show a bank or lender that you are a great risk, that you always pay your bills responsibly, and that you are committed to returning the money that is lent to you. Even if[…]

The Benefits of Using William Paid for Rent Payments

No one likes checks anymore.  They’re the least popular kid at the party, the one people keep having to invite but no one likes.  They’re antiquated, inefficient, and don’t earn points.  Why would anyone like them? That’s where William Paid comes in handy, when you need to pay that monthly bill everyone hates- rent.  William[…]

Students and Credit Cards

When one enters college, there are very few, but very specific, thoughts on one’s mind.  Graduating, finding a job, and beer money were at the top of my list.  Near the very bottom was my personal credit.  Living in the dorms, existing one ramen cup and Coors Light at a time doesn’t leave much time[…]

Discover It for Students: Reward Yourself While Building Credit

College students are notoriously wary of credit cards.  They have no income, and many today have seen their parents struggle with credit issues during the financial crisis.  Many credit card companies have begun rolling out new student credit card products that aim to teach students about responsible credit, while still earning revenues from transaction fees[…]