Credit cards that offer rewards programs for card members are a smart way to earn extra cash toward purchases for savvy users. In recent years, the number of credit card rewards programs made available to qualified applicants has grown substantially, making it difficult to weed through the good, the bad and the ugly. For example[…]
The rise of online banks – those without brick and mortar branch locations or in-person representatives – has been undeniable since the economic downturn of 2008/2009. Banking customers wanted a shift away from big banks with, at times, excessive fees, low to no interest accumulation, and in some cases poor customer service. Ally Bank has[…]
Using credit cards as a way to save through cash back or other rewards programs may seem like a pipe dream for those with less than perfect credit. That’s because most credit card issuers have strict policies on who is eligible in terms of credit history and credit score, leaving some out in the cold.[…]
In recent years, cash back rewards credit cards have not been as lucrative as in the recent past. Very few cash back credit cards offer a rewards rate above 1% for most purchases. The Fidelity Rewards Visa Signature credit card defies that trend by offering 2% cash back on all purchases that can be credited[…]
Discover is one of the largest issuers of cash back credit cards, and there is an option under the Discover brand for just about every type of spender. Cash back rewards through Discover are simple to understand and each card provides additional card member benefits at no cost. The Discover it and the Discover it[…]
For savvy spenders, finding the right rewards credit card can be a big task. There is a seemingly endless number of credit cards available to credit worthy borrowers these days, each with different perks, rewards programs and of course, costs. One of the most notable rewards cards to enter the market in the last two[…]
In the universe of rewards credit cards, both Discover it and Chase Freedom stand out as top card options. Account holders not only have seemingly endless benefits with each card, the cash-back rewards are some of the best in the business. However, for newcomers to the credit card rewards playground, there are some nuances that[…]
Utilizing a rewards credit card for everyday spending offers a smart way to manage cash-flow month to month while providing a method to secure extra cash. But not all rewards cards are created equal. Some come with hefty annual fees and redemption restrictions, while others limit the amount of rewards you can earn in a[…]
Finding the right business credit card is a strategic step in shoring up cash-flow for a large number of small companies. A revolving credit account with a relatively high limit, comparably low interest rate and a solid rewards program can be a lifesaver for entrepreneurs when revenue does not perfectly align with cash outlay over[…]
Discover made a very bold move in the year 2013 when it suddenly stopped offering all its existing credit card products to the new applicants and replaced them with one single card offering called ‘Discover it’, targeted at all kinds of credit card users! The company has made several feature additions to this card ever[…]