Paying with PayPal vs. Paying with a Credit Card

In our new digital era that we live in, mobile payments are ever more ubiquitous.  With Square, Venmo, and PayPal practically taking over the traditional cash payment market, it’s difficult to avoid nowadays.  But, frequently, I run into the problem of deciding whether to pay for goods that I buy online with my PayPal balance[…]

What You Need to Know About Credit Card APR

Annual percentage rate? What does that even mean? This is what APR stands for—most people don’t even know what the letters refer to, so consider yourself semi-educated already! But, there are some important things to understand about APR, so that you don’t find yourself in financial trouble. It is not just a simple “interest rate,”[…]

US Airways Credit Card Now Offers Free Checked Bag

As if the US Airways credit card from Barclays didn’t have enough great benefits, they are now offering cardholders the perk of being able to check up to three bags for free when traveling in First Class or Business Class! For any tickets that are issued on American Airlines flights on or after April 8,[…]

Secured Credit Cards for Bad or No Credit

Bad credit or no credit, it can be hard to get an issuer to cut you some slack. Secured credit cards are a good option for those who ready to start building or re-building credit. Think about it: if you have bad or no credit, lenders see you as a risk. With no credit history,[…]

Chase British Airways Visa Signature Credit Card Review

Looking at the numbers, the Chase British Airways Visa Signature card is one of the best travel rewards cards on the market today. First thing that might jump out at you is the rate at which spending earns rewards: you get 2.5 miles per $1 spent on British Airways and 1.25 miles per $1 spent[…]

Capital One Secured: a credit lifesaver

Maybe you’re recovering from some poor decisions. Or maybe you don’t have much of a credit history at all. Either way, don’t despair — the only way to get more credit is to use what you’ve got. And you do want to improve your credit score, because a low one will haunt you when you[…]