The Most Common Credit Report Errors and How to Correct Them

You might be surprised to realize how common it is to have errors on your credit report! This is one of the most important reasons that you should be monitoring your credit, at least once per year, to ensure that all the information contained within is accurate and true. Mistakes are easily made, so do[…]

How to Dispute a Credit Card Transaction

Your house needs a good paint and some new carpet, so you hire someone who’s been recommended by a friend. They seem professional and friendly enough, and their business cards look legitimate. They give you a quote and, in good faith, you give them a down-payment equivalent to 20%. They promise they’ll come back in[…]

Top Purchases You Should Put on Your Credit Card

If you’re conservative with your credit card use, then you’re probably wondering when it actually is appropriate to charge a credit card with a purchase. The answer isn’t always black and white, but there are a number of purchases you can make that take advantage of your card’s features. Some credit cards come with built-in[…]

What You Need To Know About “Smart Cards”

If you love traveling and want to do so with as little hassle as possible, you’ll want to get a “chip and signature” or even better, “chip and pin” card. Both of these fall under what’s called EMV technology, often advertised as “smart cards.” Carrying of one these puppies will help facilitate your payments in[…]