How Getting a Credit Card Can Improve your Credit Score

Is your credit score low? Or, at least lower than you would like it to be? Getting a credit card can actually help to improve your credit score, in some situations. Understanding the basics of how your credit score is calculated can help you to raise your score, by making improvements to the various factors.[…]

How to Build Your Credit with a Secured Credit Card

Having no credit is often just as problematic as having bad credit. When you have good credit, you are able to show a bank or lender that you are a great risk, that you always pay your bills responsibly, and that you are committed to returning the money that is lent to you. Even if[…]

Should You Use a Credit Repair Service?

Does credit repair really work? Unfortunately, many of the ads that you will encounter will be for scams that can actually make your credit worse. Or, just take your money and give you nothing in return. There are definitely credit repair companies that are reputable, though, and these may be able to help speed up[…]