how to pay off my student loan faster

How to Pay Off my Student Loans Faster

Student loans are a great investment in your future. By improving your level of education, you can increase your personal skills as well as your earning power. However, education doesn’t come cheap. Some sort of degree or diploma is now viewed as the new high school degree with regards to the educational entry level requirement[…]

Why Student Loans Aren’t So Bad

If you believe everything that you read, you will be horrified by the numbers pertaining to the average amount of student loan debt, and the harm that it is causing to millions of people. The reality is, those who have student loans tend to have higher incomes, better credit scores (and therefore lower interest rates[…]

What You Need to Know About Credit Card APR

Annual percentage rate? What does that even mean? This is what APR stands for—most people don’t even know what the letters refer to, so consider yourself semi-educated already! But, there are some important things to understand about APR, so that you don’t find yourself in financial trouble. It is not just a simple “interest rate,”[…]

Tips to Help You Save Money When Purchasing a Car

Ready to buy a new car? The process can certainly be overwhelming. It seems like every step of the way you are hit with some hidden or unexpected cost, and that you either end up overspending or getting a lower quality vehicle than you planned on because you cannot ultimately afford what you wanted to[…]

The Top 5 Travel Rewards Cards with 0% APR

I’ve recently had a few people ask me what the best travel rewards cards are with a 0% intro APR. It’s a good question, since having no interest for 12 months or more is important to a lot of people. Whether you’re trying to consolidate debt (keep in mind balance transfer fees) or looking to[…]

Citibank Secured Credit Card Review

If you’ve already looked into the Citi Secured MasterCard, you might be a bit confused, since there doesn’t seem to be any mention of it in the Citibank website. Your eyes aren’t fooling you – it isn’t there. In order to get the details on this card, you need to head to a Citibank branch[…]

Secured Credit Cards for Bad or No Credit

Bad credit or no credit, it can be hard to get an issuer to cut you some slack. Secured credit cards are a good option for those who ready to start building or re-building credit. Think about it: if you have bad or no credit, lenders see you as a risk. With no credit history,[…]

Chase Slate Balance Transfer Credit Card Review

The Chase Slate credit card is changing the game in its particular market niche. Those of you who carry a balance — and/or maybe think it’s about time to transfer that balance — will definitely want to get a load of this. Typically, cards with a 0% introductory offer for balance transfers still charge a[…]