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Can I Apply For a Mortgage Online?

With everything else in life that can be completed online from paying bills to reading the news, is it possible to obtain a mortgage without going to a bank? Absolutely. And it might be more common than you think. Besides requesting pre-qualification or pre-approval, you also can apply for a new mortgage or refinance an[…]

how to pay off my student loan faster

How to Pay Off my Student Loans Faster

Student loans are a great investment in your future. By improving your level of education, you can increase your personal skills as well as your earning power. However, education doesn’t come cheap. Some sort of degree or diploma is now viewed as the new high school degree with regards to the educational entry level requirement[…]

Citibank Secured Credit Card Review

If you’ve already looked into the Citi Secured MasterCard, you might be a bit confused, since there doesn’t seem to be any mention of it in the Citibank website. Your eyes aren’t fooling you – it isn’t there. In order to get the details on this card, you need to head to a Citibank branch[…]

Secured Credit Cards for Bad or No Credit

Bad credit or no credit, it can be hard to get an issuer to cut you some slack. Secured credit cards are a good option for those who ready to start building or re-building credit. Think about it: if you have bad or no credit, lenders see you as a risk. With no credit history,[…]

Chase Ink Cash Business Credit Card Review

The Chase Ink credit cards are our favorite pick for businesses, as all offer generous rewards for office supply and telecom expenses, two of the biggest cost categories for most businesses. The Chase Ink Cash card is the one for you if you’re looking for no annual fee, an introductory 0% APR on purchases and[…]

Applying for a Credit Card with Bad or No Credit

Bad credit or no credit — either way, it can be tough to get a credit card. But it is important to do so. Even if you don’t feel like you need a credit card, it remains the best way to build credit and improve your score. A sketchy credit score can keep you from[…]

Get the Whole Story on Your Credit Card APR

Many people believe that to calculate how much interest they pay per month, they simply have to divide the APR by 12. Not so. APR, or annual percentage rate, is the quoted rate of interest that you pay over a year. But the quoted interest rate doesn’t precisely match up to what you actually pay[…]

The Difference Between a Charge Card and a Credit Card

Yes, there is a difference between a charge card and a credit card. If you’re more of a visual person: Charge card = Credit card  ;  Credit card ≠ Charge card A charge card is, in fact, a type of credit card, but one that requires you to pay off your balance in full every month (or[…]