8 Purchases and Whether to Buy them New or Used

  Let’s face it, we all want NICE things. From a nice car to a nice house to dinner at a really nice restaurant where you don’t have the option of coloring the menus. Problem is, the nicer things in life tend to be a lot more expensive than the not-so-nice things. What’s great now[…]

Paying with PayPal vs. Paying with a Credit Card

In our new digital era that we live in, mobile payments are ever more ubiquitous.  With Square, Venmo, and PayPal practically taking over the traditional cash payment market, it’s difficult to avoid nowadays.  But, frequently, I run into the problem of deciding whether to pay for goods that I buy online with my PayPal balance[…]

Is Bitcoin a Real Currency?

For the last five years, bitcoin has been in the news—with widely varying reports. Bitcoin is essentially a new type of currency that was initially created and introduced by an anonymous person, one using an alias of Satoshi Nakamoto. The anonymity of the developer only adds to the mystery of the currency, as many have[…]

Are Mobile Payments the Way of the Future?

With a smart phone or tablet in the hands of nearly everyone you see, and the thousands of apps that are appearing every day, it seems like only a matter of time before interacting with real people becomes obsolete. Between texting, email and the plethora of apps that we use each day, our smart phones[…]

Using ChargeSmart to Pay Your Mortgage and Earn Points

For me, my daily struggle is finding innovative ways to earn more points.  There are many ways out there, simply by putting all of your purchases on a credit card.  But, after you do that, where do you expand?  Where do you go to find those hidden points? For me, that answer lies in rent[…]