Paying with PayPal vs. Paying with a Credit Card

In our new digital era that we live in, mobile payments are ever more ubiquitous.  With Square, Venmo, and PayPal practically taking over the traditional cash payment market, it’s difficult to avoid nowadays.  But, frequently, I run into the problem of deciding whether to pay for goods that I buy online with my PayPal balance[…]

Secured Credit Cards for Bad or No Credit

Bad credit or no credit, it can be hard to get an issuer to cut you some slack. Secured credit cards are a good option for those who ready to start building or re-building credit. Think about it: if you have bad or no credit, lenders see you as a risk. With no credit history,[…]

What You Need To Know About “Smart Cards”

If you love traveling and want to do so with as little hassle as possible, you’ll want to get a “chip and signature” or even better, “chip and pin” card. Both of these fall under what’s called EMV technology, often advertised as “smart cards.” Carrying of one these puppies will help facilitate your payments in[…]

Chase Slate Balance Transfer Credit Card Review

The Chase Slate credit card is changing the game in its particular market niche. Those of you who carry a balance — and/or maybe think it’s about time to transfer that balance — will definitely want to get a load of this. Typically, cards with a 0% introductory offer for balance transfers still charge a[…]

Citi Simplicity Credit Card Review

This Citi card promises simplicity, but it delivers something even better — humanity. Here’s a situation that’s probably familiar. Life has thrown you a curve ball, or five. Suddenly a thousand things to do pop up and before you know it, a couple days have gone by. What’s the date again? Wasn’t there something else[…]