How Getting a Credit Card Can Improve your Credit Score

Is your credit score low? Or, at least lower than you would like it to be? Getting a credit card can actually help to improve your credit score, in some situations. Understanding the basics of how your credit score is calculated can help you to raise your score, by making improvements to the various factors.[…]

How to Choose a Secured Credit Card

Those who are searching for secured credit cards have little to feel secure about when it comes to their credit, which is why making the right choice is so important. With many options available, it is critical that you examine each offer carefully so that you get the secured credit card that is right for[…]

How to Build Your Credit with a Secured Credit Card

Having no credit is often just as problematic as having bad credit. When you have good credit, you are able to show a bank or lender that you are a great risk, that you always pay your bills responsibly, and that you are committed to returning the money that is lent to you. Even if[…]

Should You Apply for a USAA Credit Card?

Many people who are members of the military or armed forces are very familiar with the many banking services that are offered by USAA (United States Automobile Association). This company specializes in offering financial services to military members, as well as other groups. They offer numerous special deals for credit cards that are intended to[…]

Easy Approval Credit Cards for Those with Bad to Fair Credit

You certainly do not have to have pristine credit in order to qualify for a credit card. There are easy approval credit cards for those with bad to fair credit. While great credit will definitely get you better perks, you can still get a card that will help you to rebuild your credit, and the[…]

Merrick Bank Secured Visa Credit Card Review

Credit can jump up and down at times, but sometimes, your past causes almost irreparable damage to your credit scores.  Identity theft, fruitless spending, the list can go on forever.  Whatever the case, several banks have caught on to a need for those that need help.   Merrick Bank is one of them that has unveiled[…]

The Open Sky Visa Secured Credit Card

We’ve written about secured credit cards here extensively.  Many people on this earth have had bad ‘luck’ with credit cards in their younger days, either with controlling their spending, or going bankrupt due to outside forces acting on them.  That’s okay.  Life isn’t over. The Open Sky Visa Secured Credit Card is a card built[…]

5 Best Secured Credit Cards of 2014

Secured credit cards are sometimes overlooked in the world of credit card reviews.  No bonuses? No rewards? No points? No thanks, some say.  However, they are credit card products for a reason, because they serve a very important need.  Those of us that have had credit troubles in the past, or a bankruptcy, need a[…]

BankAmericard Secured Credit Card Review

Sometimes, your credit falls below the level that you want it to be.  Sometimes, it’s not your fault, like identity theft, and sometimes it’s those giant chandeliers that you maybe didn’t need.  Whatever the case, there are cards out there to resurrect your credit score from the depths of the FICO underworld.  The BankAmericard Secured[…]

First Progress Platinum Secured Credit Cards

Sometimes, your credit just isn’t where it should be.  Maybe you ran into trouble with employment, and had to miss a few payments.  Or, maybe, in your wayward youth, you made a few ridiculous purchases and never paid them back.  This post isn’t here to judge you.  It’s here to get you back on the[…]