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Tag: sign up

Posted on October 22, 2014April 22, 2016 by Sara Perez

It’s not too late for the Lufthansa Miles & More increased sign-up offer

For a limited time, Barclaycard’s Premier Miles and More World MasterCard has a terrific offer for new cardholders.  You can earn 50,000 miles for Lufthansa Airlines after spending $5,000 during the first 3 months of having the card. These miles are somewhat flexible, and can be used not only on Lufthansa Airlines, but also United Airlines, if you want to fly to Hawaii, Alaska, Mexico, the Caribbean, and more.

 

Apply Now: Miles & More® Premier World MasterCard®

Summary of Benefits

  • Earn 20,000 award miles after your first purchase and payment of the annual fee
  • Earn an additional 30,000 award miles when you spend $5,000 in purchases within the first 90 days of account opening
  • Earn 2 award miles per $1 on ticket purchases directly from Miles & More integrated airline partners and 1 mile per $1 on all other purchases
  • Cardholders receive a companion ticket after first purchase and payment of the annual fee and annually thereafter
  • No foreign transaction fees on purchases made outside the U.S.
  • Redeem miles for flight awards and upgrades on Lufthansa, Star Alliance member airlines, Austrian Airlines, Brussels Airlines, SWISS, and other partners
  • $79 Annual Fee, which is not waived for the first year

Book With Star Alliance Members

Use your miles on any Star Alliance partner, including United Airlines, Singapore Airlines, ANA, and more. This allows you greater flexibility when it comes time to redeem. You can redeem your 50,000 miles to get two domestic coach tickets on United without having to pay any fuel surcharges!

Extra Perks

Not only can you receive the benefits listed above, but there are plenty of other options for redeeming your points. Here are some examples:

  • Earn one round trip coach flight to Hawaii for 40,000 Lufthansa miles
  • Earn one round trip Business class ticket within the United States
  • Earn one round trip coach ticket to Central America

What Are the Other Options?

Since Barclays does not approve cardholders for more than one or two of their credit cards in one year, it might be in your best interest to aim for one of their other cards first. The Barclaycard Arrival Plus is a great choice, because it allows you to redeem your miles on any airline, not just Lufthansa or United Airlines.

Plus, while the Lufthansa bonus is 50,000 miles, the Barclaycard Arrival PlusTM World Elite MasterCard® does give you 40,000 bonus miles after you spend $3,000 in the first 90 days. And since they also offer you a 10% bonus on redeemed miles, it’s really like $440 in travel cash. But, take note, this offer may be phased out soon and will no longer be available, so act quickly if you are interested.

Conclusion

The latest offer from Barclays Bank, the Barclays Premier Miles and More Lufthansa card is now offering a sign-up bonus of 50,000 miles after you make your first purchase within the first 90 days after approval. The annual fee is $79, which is not waived during the first year. There is a 0% introductory APR for the first 12 month, with the APR being 15.99-24.99% for purchases.

Apply Now: Miles & More® Premier World MasterCard®

Categories: 0% Intro APR Cards, Barclaycard, Credit Cards, Credit Cards for Travel, Rewards Credit Cards
Tags: 000, 50, barclays, bonus, credit card, lufthansa, Miles and More, offer, sign up
Posted on June 8, 2014April 22, 2016 by Mark Jackson

Southwest Airlines Ups Sign Up Bonus Back to 50,000 Miles

In what seems like a bi-monthly occurrence, the Southwest Airlines Chase credit card has now re-upped its sign-up bonus to 50,000 miles once again.  This includes both the personal and business versions of this credit card.

An essential airline if you are a ‘sky warrior’ in the states, Southwest has been expanding its route map as of late after the acquisition of AirTran, moving into some international routes.  But, does the card deserve a spot in your wallet?  Let’s check out some of the details below!

 

Sign-Up Bonus

As stated, you’ll receive 50,000 miles for signing up for this credit card.  But, just how do you receive the miles?  Well, you will have to spend at least $2,000 in the first three months of card membership.  These miles are good enough for at least two roundtrip flights, but if you’re like me and fly LAX to Vegas often, you’ll be getting a lot more mileage than that!

One great aspect of the Southwest credit cards is that they can be used toward a Southwest Companion pass, which allows you to take a companion along with you FOR FREE for a year after you earn 110,000 miles flying on Southwest in a year.

 

Annual Fee

The annual fee for these cards is $99, which is expensive, but not awful when you consider the benefits involved.  You do receive 6,000 miles on your cardmember anniversary each year, which is essentially a one-way flight to many places.

 

Other Benefits

Other benefits for this card include two points per dollar spent on all Southwest and AirTran flights, as well as Rapid Rewards Hotel and car rental partners purchases.  Every other purchase, you will receive one points per dollar spent.  In addition, you’ll not have any foreign transaction fees on this credit card, which is nice for those of us who enjoy traveling abroad!  APR for this credit card is 15.99%, and the penalty APR is 29.99%.  Cash Advance Apr is 19.24%.

 

The Verdict

All in all, I would recommend getting the Southwest credit card, especially if you are a frequent domestic traveler.  They simply have the lowest rates city-to-city most of the year, and in addition, you can use your points on any seat on the plane- there is no ‘black out dates’ or a specific number of award seats.

Furthermore, if you have the Chase Sapphire Preferred credit card, I would recommend that you get this card, as you can transfer into the Southwest program through Ultimate Rewards.  This makes redeeming for flights that much simpler and easier, and boosting your points in the process!

One last thing- I would recommend applying for both the personal and business card at the same time.  The business card won’t affect your personal credit, and the combined 100,000 miles that you receive can get you within 10,000 miles of a companion pass- the best benefit in award travel, in my opinion.

So, did I convince you that the Chase Southwest credit card is worth applying for, now that the bonuses are above 50,000 points?  Let me know in the comments!

Categories: Credit Cards, Credit Cards for Travel, Limited Time Offers, Rewards Credit Cards
Tags: airline, bonus, credit card, miles, points, Rapid Rewards, sign up, southwest
Posted on June 8, 2014April 22, 2016 by Mark Jackson

Earn Up to 65,000 Miles with Virgin Atlantic Credit Card

Virgin Atlantic.  Just saying those two words evokes ‘ultra-luxury’ in my mind.  Famous for their cabin amenities, advertisements, and CEO Richard Branson, Virgin Atlantic is an airline you should aspire to ride on one day.  But, how do you get on board as fast as possible?  With a great credit card sign-up bonus, of course!  Now, the Virgin Atlantic MasterCard offers up to 65,000 bonus miles at sign up!  Let’s dig into the details, shall we?

 

 

 

Sign-Up Bonus

As stated above, you have up to 65,000 points for signing up for this credit card.  The first 20,000 points are yours after the first purchase- no minimum spend required.  The next 25,000 points are yours after $2,500 in purchases in the first 90 days of card opening.  Next, you can receive 15,000 ‘Anniversary bonus miles’ after qualifying purchases- 7,500 miles after spending $15,000 within a year and 7,500 more after spending $2,500 in spend.  Finally, you can receive 5,000 bonus miles after adding two additional cardmembers.

While this isn’t doable for everyone’s spending limits, 50,000 miles is doable for most without a massive outlay of spending.  And, if you spend a little over $1,000 a month on the card in the first year, 7,500 miles are yours!

 

Regular Spending

For this card, regular spend will give you 1.5 miles per dollar spent on purchases.  And, you’ll earn 3 miles per dollar spent with Virgin Atlantic.  This is a pretty good deal for a ‘regular’ travel card, where most cards only give you 2 one mile or point per dollar spent.

 

Tier Points

You’ll also earn tier points for spending on the card- up to two per month, and 24 per year.  You earn one tier point for every $2,500 in spend.  You’ll earn Silver status with 15 Tier points, and 40 Tier points will earn you God.  These have to be earned within a 12-13 month rolling period.

Silver gets you 50% bonus on miles when flying Virgin, as well as premium check-in and lounge access in London and Birmingham.  Gold earns you 100% bonus miles, and if you earn 60 tier points you’ll receive two lounge passes.  80 tier points will give you a one cabin upgrade for two.

 

Fees

There is an annual fee for this card, which is $90.  This is not waived, so you will be paying this fee from day one.  In addition, there are foreign transaction fees, albeit at a lower percentage than most cards- only one percent.

 

Transfer Partners

One great thing about Virgin miles are their transfer partners, including Delta, Virgin America, Air China, Air New Zealand, ANA, Cyprus, Gulf Air, Hawaiian, Jet, Malaysia, SAS, Singapore, South African, and Virgin Australia.  Also, Hilton can be transferred to, at a 1:2 ratio.  Thus, 50,000 miles equals 100,000 Hilton HHonors points.

 

Conclusion

A sound offer, and very worth it if you can meet the spend requirements.  As always, review your spending and traveling habits before applying for the credit card, and see if it is right for you!  Think the Virgin Atlantic MasterCard is right for you?  Apply here, and hopefully you’ll be hopping across the pond very, very soon!  Did you get approved?  Let us know below in the comments!

 

Category: Uncategorized
Tags: bonus, credit card, miles, points, rewards, sign up, travel, Virgin Atlantic
Posted on June 4, 2014 by walletpath

(Expired) Chase raises sign-up offer on the Freedom rewards credit card

This offer ended June 30th, 2014!

Chase has raised the sign-up offer on the Chase Freedom®! For a limited time, you will receive $200 after spending $500 in 3 months on the Chase Freedom rewards credit card.

The Chase Freedom Perks

The Chase Freedom® is one of the best personal rewards credit cards, period. Here’s what I like about the Chase Freedom card:

No annual fee – There’s no annual fee on this card, so you can keep it forever with peace of mind.

$200 cash back – You will receive $200 cash back after spending $500 in 3 months. $200 is an awesome sign-up bonus for a no annual fee rewards card!

5% rotating categories – Earning 5% cash back on purchases is a sweet, sweet thing. And the Freedom gives you multiple opportunities to earn 5x per $1. This quarter, the 5% categories are: restaurants and Lowes. Nice. Next quarter, the 5% cash back categories will be gas stations and Kohls.

5x earning is capped at $1,500 in purchases each quarter. This means you can earn an extra $300 cash back annually by maxing out the Freedom’s 5x categories.

Additional $25 bonus – You will earn an additional $25 if you add an authorized user and they make a purchase within the same 3 month period. Easy.

0% APR for 15 months – The Freedom offers an intro APR of 0% for the first 15 months of membership.

10% bonus for Chase Exclusives – You will earn an additional 10% bonus dividend on all miles earned if you have a Chase checking account.

Transfer to Ultimate Rewards – If you hold the Chase Sapphire Preferred, Ink Bold, or Ink Plus rewards credit cards, you can combine your Freedom points with them so you can transfer your Ultimate Rewards points out to travel partners.

Conclusion

As you can see, the Chase Freedom® is a very solid card. I love the 5% cash back earning potential, that it doesn’t have an annual fee, $25 bonus for adding an authorized user and making a purchase in 3 months, 0% intro APR, and of course….the limited time offer of $200 after spending $500 in 3 months.

 

Categories: Cash Back Cards, Chase, Credit Cards, Limited Time Offers, Rewards Credit Cards
Tags: bonus, cash back, chase, credit card, freedom, rewards, sign up
Posted on May 12, 2014April 22, 2016 by Mark Jackson

Chase Ink Card Sign Up Bonus Increase

This month, Chase gave us an early summer present- upping the sign-up offers for their suite of business charge and credit card products.  Usually in the 50,000 point range, now, newly approved cardmembers can earn 60,000 points for spending $5,000 in the first three months of card membership for the Chase Ink Plus and Chase Ink Bold Business cards, or 30,000 points after spending $3,000 within the first three months on the Chase Ink Cash Business Credit Card.

So, are these cards worth having in your wallet?  Let’s check out their benefits below!

 

Benefits

A quick reminder, in case you didn’t know.  Anyone who previously had any of these credit cards before the Fall of 2013 had a MasterCard version of this credit card.  You are now eligible to re-apply for these bonuses, as the company now uses Visa as their credit card issuer.

Chase Ultimate Reward Points

A clear benefit of these credit cards is their enrollment in the Chase Ultimate Rewards program, which offers transfer partners in a variety of loyalty programs for a 1:1 ratio.  Those partners are United, British Airways, Korean Airways, Southwest, Virgin Atlantic, Hyatt, InterContinental Hotels Group, Marriott, Ritz Carlton, and Amtrak.

If you have multiple cards in the Chase Ultimate Rewards program, like the ones we are writing this post about, fret not.  You may combine points easily into one account.  Chase Ink Cash can’t directly transfer, you’ll have to have another product with a specific Chase Ultimate Rewards account to do so (similar to the Chase Freedom card).

Value of Points

I personally believe that Chase Ultimate Rewards points are the most valuable points currency out there, at about two cents per point.  It all depends on how you use these points, obviously, but with so many hidden gems in their transfer partner list, you’ll want to explore what works best for your travel schedule

Card Benefits

Chase Ink Bold and Ink Plus cards offer five points per dollar on business expenses, up to 200,000 bonus points or $50,000 points spent (business expenses are cable television/satellite, office supply stores, and wireless communication).  You’ll also receive two points per dollar at gas stations, hotels and motels, and one point per dollar on everything else.

The Chase Ink Cash nets you 5X the points on business expenses as well, but you’ll only earn a maximum of 100,000 bonus points per year.  Furthermore, gas stations and restaurants earn two points per dollar, up to 25,000 bonus points.  Finally, you’ll earn one point per dollar on every other dollar spent.

The Chase Ink Bold is a charge card, meaning you’ll be paying off the balance each month.  The Chase Ink Plus card is a regular ol’ credit card.

Conclusion

These credit cards are a great addition to your wallet under normal circumstances, but under this new bonus 10,000 points at sign-up, it’s now an incredible deal!  So, what are you waiting for?  Did we convince you that now is the time to apply?  Let us know in the comments if you were approved!

To compare and contrast the different Ink credit cards, check out this post.

Categories: Business Credit Cards, Chase, Credit Cards, Limited Time Offers, Rewards Credit Cards
Tags: Bold, bonus, cash, chase, credit card, Increase, Ink, New, Plus, sign up
Posted on May 12, 2014April 22, 2016 by Mark Jackson

Lufthansa Premier Miles & More Credit Card Increases Sign Up Bonus!

Now Expired

The Lufthansa Miles and More credit card has just upped their bonus again!  Now, you’ll be able to earn up to 50,000 miles at account approval.  You’ll earn 20,000 miles for the first purchase made on the credit card, and an additional 30,000 miles when you spend $5,000 in the first ninety days of account opening.  Is this card worth a spot in your wallet?  Let’s explore below!

 

Benefits

Points Earning

In addition to your hefty sign-up bonus, you’ll earn some miles for regular spending on this card.  For one, you’ll earn two points per dollar spent on ticket purchases directly from Miles and More integrated partners, like Lufthansa, Swiss Air, Austrian, and LOT.  In addition, every dollar spent on the card will earn one award mile.

Annual Companion Ticket

One nice benefit for keeping the card each year is the fact that you can receive an annual companion ticket after your first purchase, and then every year after that.  This means that you can fly in economy with a designated partner just by paying for one ticket!  Be sure to read the fare rules here: www.LH.com/us/companion.

Foreign Transaction Fees

Furthermore, this card features no foreign transaction fees when using it abroad.  This is huge, since other cards that do charge the fee often charge you three percent on every transaction.  That can really add up, and wipe away any value the points you may earn from the purchase.  I know I have that classic horror story from one of my first trips abroad with a credit card- I didn’t realize that a fee was charged, and really got burned on my trip home.  Always read the fine print!

Annual Fee

This card does have a $79 annual fee, but that is waived for each year for Senator and HON Circle Members.  So, keep that in mind if you plan on using this card to travel on Lufthansa even more than before!  You’ll be rewarded for your loyalty!

European Flight Awards

I love this card because of the number of intra-European flight awards available.  As I was planning a European vacation last week, I much appreciated the vast amount of award availability in between most of the major European cities.  While I love travelling by train when in Europe, sometimes, a journey from, say Budapest to London is better spent in the air than on the ground!

 

Conclusion

You can really get a lot of value out of the Lufthansa Miles and More Credit Card, especially with its new higher sign-up bonus.  The points are valuable, and enough to get you to Europe round trip on your next vacation!  How’s that for a sign-up bonus?!  And, if you are already a loyal Lufthansa flyer, this card makes a lot of sense, and is free for you to hold!

Furthermore, the card’s good travel benefits make it a decent card to use abroad, though there are better ones out there!  What do you think of this new sign-up bonus?  Will it make you make the jump to apply?  Let us know in the comments!  We want to know your approval success.

Categories: Barclays, Credit Cards, Credit Cards for Travel, Limited Time Offers, Rewards Credit Cards
Tags: bonus, credit card, Increase, lufthansa, miles & more, New, Premier, sign up
Posted on April 8, 2014April 23, 2016 by Mark Jackson

American Express Platinum Sign-Up Bonus Upped to 40,000 Points!

A favorite card for many (including me!), the American Express Platinum credit card is absolutely one of the best credit card products out there.  For travelers or global businessmen, it’s often seen as the ‘go to’ for your needs to travel comfortably.  And, there’s great news, the sign-up bonus has been bumped up to 40,000 Membership Rewards points for spending $3,000 in the first three months of having the card.  Let’s look into the other benefits of this card to see what it has to offer!

 

Benefits

With the Platinum American Express, lounge access is no problem while traveling abroad.  You’ll get access to Delta lounges when you fly (guests costs extra).  Furthermore, you’ll receive a Priority Pass membership, which extends membership to over 600 more clubs worldwide.  And, finally, American Express has begun open “Centurion Lounges,” and those are available at Las Vegas McCarran and Dallas/Ft. Worth Airports, and plans for more domestically.

A statement credit of $200 on an airline of your choosing (American Airlines, Alaska, Delta, Southwest, United, US Airways, JetBlue and Spirit are all options) is also offered as a benefit.  Checked bag fees, change fees, phone reservation fees, Pet flight fees, Lounge access, seat assignment fees, In-flight amenities, and in-flight entertainment fees (minus wireless internet) are all options.  I’ve often used this on an airline that I fly often, but don’t have status with, to use in case I need to change a flight last-minute.

You can now use this card worry-free abroad, as they’ve rid the card of the awful 3% transaction fee when using the card abroad.  This makes earning Membership Rewards points that much easier!

As a proud Global Entry member, this benefit is one of the most underused but most useful for a frequent traveler, allowing you to skip the customs line when returning into the United States.  I swear by this benefit!  The membership costs $100, but American Express will reimburse you.  The membership will last you 5 years.  It’ll also come with TSA Pre-Check, which will allow you to save time domestically at the security line as well!

You’ll also receive premium service at Avis, Hertz, and National Car Rental.  By doing so, you’ll bypass lines and enjoy upgrades and some special savings.

In addition to all the other benefits you’ll receive, you also get mid-tier Starwood Gold status, which gets some points bonuses, upgrades, and late check-outs.  I’ve been a gold member for about three years now, and love their level of service.

With all of these amazing benefits, the annual fee is not cheap ($450), but the value you receive in return is well worth it.   There is no pre-set spending limit, so you must pay off your card each month or incur a very high APR.  Just a word of warning!

 

Conclusion

The Platinum Card from American Express is one of the best cards out there.  For the frequent traveler, it’s certainly worth looking at for a potential spot in your wallet.  And, with the 40,000 mile bonus, what are you waiting for?

Categories: American Express, Credit Cards, Credit Cards for Travel, Rewards Credit Cards
Tags: american express, benefits, bonus, Increase, Membership Rewards, platinum, points, sign up, Sign-On
Posted on April 4, 2014April 23, 2016 by Mark Jackson

AmEx SimplyCash Sign-Up Bonus Offer Ends This Month!

The American Express SimplyCash credit card has become a popular ‘cash back’ credit card for small businesses over the past year.  The combination of great cash back categories, no annual fee, and a generous statement credit sign-up bonus is all a part of the hype.  However, there’s some news that anyone thinking about applying for the card should know:  the sign up bonus of $250 is ending April 28th, 2014.

So, let’s go into the other benefits of the card to see if it’s a fit for your wallet!

Link: SimplyCash® Business Card from American Express

 

 Benefits

This card is a cash back card, so it has a few categories of spend that may save your business some money on its expenses!  First, you’ll receive 5% cash back level at all office supply stores, like Office Depot, a common stop for any business.  An added benefit with this cash back category is that you can load up on gift cards (the ones you see when you’re in line to pay for your items) and earn 5% back on those!

With the SimplyCash, you’ll also receive 5% cash back on wireless phone services (as long as it’s a US service provider).  All those cell phones you pay for in your business bringing you down?  This should help a bit!

One benefit that is unique to the American Express SimplyCash Business Credit Card is that you can receive 3% back on a category of your choosing.  This is huge for a small business, since you can find the section that racks up the most of your expenses and save three percent on every purchase in that category!

The 3% Category Options are:

  • Airfare purchased from airlines
  • Hotel rooms purchased from hotels
  • Car rentals purchased from select car rental companies
  • U.S gas stations
  • U.S. restaurants
  • U.S. purchases for advertising in select media
  • U.S. purchases for shipping

As standard issue, it seems, across all major credit cards, you’ll receive 1% back on every other dollar spent on the credit card.  This may seem rather boring, but it certainly helps in a company with very thin margins (or struggling to get by like many small businesses).  One major caveat-  each of the “bonus” spend categories pegged at 5% and 3% are earned until you spend $25,000 in a calendar year, and then each category is turned into 1%. Cash back earned is automatically credited to your statement.

One nice bonus of the SimplyCash Business Credit Card is its introductory APR of 0% for the first nine months.  After that, you’ll receive an APR of 12.24%, 17.24%, or 19.24%, also based on credit worthiness.   Cash advances have an APR of 21.24%, and your penalty APR will be 27.24%.  Late fee is $35.

Terms and Limitations Apply.

 

Conclusion

This card’s limited time sign-up offer of $250 cash is a great deal for a small business, especially with it being a no annual fee credit card.  Maybe you can use it to incentivize employees, or fund that holiday party!  And, with their great cashback bonuses, like five percent at office supply stores and wireless phone bills, and three percent on a category of your choosing, the savings can really add up.

So, with the $250 cash bonus expiring on April 28th, 2014, what are you waiting for?  Do you own a small business and want a credit card to help with your business spending?  Check out the American Express SimplyCash Credit Card today!

Here are the full bullets:

SimplyCash® Business Card from American Express

  • Limited Time Offer: You can get a $250 statement credit after you spend $3,000 on qualifying purchases within the first 3 months of Card Membership.
  • To be eligible for this offer, you must be approved by April 28, 2014.
  • With no annual membership fee, it’s a smart choice for your business.
  • 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers
  • 3% on the category of your choice
  • 1% on other purchases
  • 5% and 3% apply to purchases up to $25,000 per rebate year then 1% thereafter. Cash back earned is automatically credited to your statement.
  • Terms and limitations apply
Categories: 0% Intro APR Cards, American Express, Business Credit Cards, Cash Back Cards, Credit Cards, Limited Time Offers
Tags: american express, bonus, cash back, credit card, offer, points, rewards, sign up, Simply Cash, SimplyCash
Posted on January 30, 2014April 23, 2016 by Mark Jackson

Best Travel Credit Card Sign-Up Bonuses for 2014

2014 is upon us, whether you like it or not.  For those of you reading this, that probably means asking yourself the question “what credit cards can I get this year to allow me to travel?”  Well, here’s your answer, below.  The best cards to focus on, in my opinion, are ones with large sign-up bonuses.  My picks for the best credit cards follows!

 

Barclaycard Arrival

The Barclaycard Arrival had quite the arrival (groan) last year, with many bloggers and avid travelers recognizing its strong benefits.  Currently, the sign-up bonus for the card is 40,000 miles with $3,000 in charges over the first ninety days of card membership.  These can be used for direct ticket purchases ($400 worth).  In addition, you’ll have 0% APR for the first 12 months, earn two miles per dollar spent, and receive a 10% rebate on points used towards travel.  There is no annual fee for the first year.  After that, it’s $89.

Apply Now: Barclaycard Arrival PlusTM World Elite MasterCard®

 

Chase Hyatt Credit Card

One card that’s in my wallet, the Chase Hyatt Credit Card has an amazing sign-up bonus: two free nights at any Hyatt, anywhere.  That’s right: Maldives tickles your fancy?  Fly there, cowboy.  You’ve got two free nights.  Personally, I used the two nights on the Park Hyatt Paris, which would have run $900 a night during my stay.  It was divine.  You’ll also have no foreign transaction fees, upgrade to Hyatt Platinum status, and one free night upon cardmember anniversary each year.   Annual fee is $0, and then $75 after the first year.

 

Chase Sapphire Preferred

One of the “popular kids” in the travel credit card world, this card is definitely worth having in your wallet.  With travel partners like United, British Airways, Hyatt, and Marriott, your options are vast for redemptions.  You’ll receive two points per dollar spent on restaurants and travel, and a 7% dividend on all points earned at the end of the year.  No foreign transaction fees, too!  The sign-up bonus of 40,000 points when you spend $3,000 in three months is a great option for frequent travelers.  Annual fee of $95, waived the first year.

 

Citi Hilton HHonors Reserve Card

One of my favorite benefits are “free night” certificates, because the value of the benefit isn’t tied to a dollar amount.  The sky is the limit, if you can find availability.  The Citi Hilton HHonors Reserve card offers, after spending $2,500 in 4 months, two free weekend nights at most Hilton hotels.  For me, that meant the Waldorf-Astoria Trianon Palace in Versailles and the Waldorf-Astoria on the Bund in Shanghai.  For you, it may mean a different place.  You’ll also get Hilton Gold status automatically as long as you keep the card.  The $95 in annual fees each year seems worth it now, doesn’t it?

 

Conclusion

The cards mentioned above are just a few of the options available to you in 2014.  Wherever your travels take you, make sure that you are getting the most out of the money you are spending by having the best credit card for you in your wallet.

Categories: Barclays, Chase, Citibank, Credit Cards, Credit Cards for Travel
Tags: barclays, bonus, credit card, miles, points, rewards, sign up, sign up bonus, travel
Posted on September 4, 2013 by Karen Zimmermann

Find Your Best Credit Offers With CardMatch

Sometimes, a credit card will roll out with a special offer not available to the general public, usually featuring higher sign-up bonuses or reduced rates. These “targeted” offers are usually sent out via snail mail, email, or other channels to those people whose credit profile is a good match. It’s nice to receive such a deal, but why wait? CreditCards.com has a handy tool that does the digging for you — 

The CardMatch tool has produced some amazing — and exclusive — offers, such as the AmEx 100,000 points bonus earlier this year. Ears perked yet? It may seem too good to be true, but rest assured, there’s no trick or catch here. It’s completely legit. With how fast and simple the tool is, you would have to be a little looney not to give it a whirl.


Here’s a review of how it works:

1. Fill out your name, address, etc.

The more information you provide, the better the tool will work. That is, it will be more likely to show you offers that you will be approved for. Don’t worry, doing this will not affect your credit score, even if you provide your social security number. Although CardMatch is submitting your info to credit issuers and consumer reporting agencies, this is what you call a “soft pull.” Soft pulls appear on your credit report, but only to you, not to lenders. Most importantly, they absolutely do not affect your credit score. It is only when you actually apply for a card that the issuer does a hard pull.

Rest assured that this process is 100% safe. Because CardMatch uses 128-bit SSL encryption, your information is hidden as it’s passed along. There’s no way it can be intercepted or “hacked.” And CardMatch doesn’t store any of your info afterwards.

On the other hand, we have heard of people getting the same offers whether they input their SSN or not, so chances are good that you’ll be fine without it, if you want to stay on the safe side.

2. View your offers.

Ah, the fun part! After submitting the info, CardMatch presents you with a match list of offers that, based on your credit profile, you could qualify for. (Keep in mind that this does not actually mean that you are “pre-qualified.”)

This exclusive Delta Gold offer is 15,000 points higher than the public one.

Some of these offers might be exclusive amped-up bonuses, like the Delta Gold offer pictured above. That 45,000 point sign-up bonus is much higher than the 30,000 point bonus released to the public.

3. Apply now!

See something you like? Great! You can apply directly through the tool by clicking on the green button to the right of the offer. (see image above)

Here’s a tip: take screenshots of the offer before and as you apply. That way, you have a record that you were actually given the offer, in case something gets mixed up. No matter what avenue you take to apply for a card, errors can always be made by the issuer. Documentation is your friend. We recommend always calling to confirm your bonus when activating a new card.

 

Happy hunting!

Categories: Credit Cards, Credit Score, Deals
Tags: american express, bonus, capital one, card, cardmatch, cash, chase, credit, deal, encryption, legit, match, miles, offer, points, promo, review, rewards, safe, sign up, spend, tool

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