college savings option

Should I Refinance My Private Student Loans?

There’s no denying that college is expensive. A recent report shows that the average 2018 college graduate has nearly $40,000 in student loans. Depending on the salary of their first “real” job, a graduate might be struggling to make the monthly payments once their student loans enter repayment status. This is where refinancing comes into[…]

What Is The Difference Between Federal and Private Student Loans?

Every fall and spring, a college student needs to apply for loans to cover the remaining cost of college that financial aid and scholarships will not cover. There are a couple different loan options to choose from, but the primary decision will be choosing between federal and private student loans. Each type of loan will[…]

Should I Consolidate Or Refinance My Student Loan?

In 2016, the total student debt burden equaled more than $1.3 trillion, with the average college graduate leaving school with an oppressive $37,172 in student loans. These statistics have been on the rise for some time, and have no end in sight. The combination of rising tuition costs and the implications of borrowing for one’s[…]

how to pay off my student loan faster

How to Pay Off my Student Loans Faster

Student loans are a great investment in your future. By improving your level of education, you can increase your personal skills as well as your earning power. However, education doesn’t come cheap. Some sort of degree or diploma is now viewed as the new high school degree with regards to the educational entry level requirement[…]

Why Student Loans Aren’t So Bad

If you believe everything that you read, you will be horrified by the numbers pertaining to the average amount of student loan debt, and the harm that it is causing to millions of people. The reality is, those who have student loans tend to have higher incomes, better credit scores (and therefore lower interest rates[…]

The Upromise World MasterCard by SallieMae

Sometimes, students need credit, too.  I should know, I was one at one time, and began writing about travel and credit cards shortly after receiving my first.  Sustainable credit is an important topic to me, since I was taught at a young age to spend within my means. The Upromise MasterCard is marketed toward students[…]