Wells Fargo Propel World Amex Credit Card Review

Advertiser Disclosure

Although Wells Fargo is not usually among the major banks to offer great rewards and points with their credit cards, it seems that they want in on the action and that they are aiming to get a portion of the target market of people who look for the best rewards and points deals that are out there.

They are issuing a new card, the Wells Fargo Propel World American Express Card, and offering a sign up bonus of 40,000 points. Let’s spend a few minutes going over the major points!




Annual Fee Waived for the First Year

Although the annual fee for the Wells Fargo Propel World Amex card is a hefty $175, this fee is waived for the first year that you have the card.

Big Sign On Points Bonus!

After receiving the Wells Fargo Propel World Amex card, all you have to do is spend $3000 (not too hard for many people) within the first 3 months. This is a huge bonus, one that is worth up to $500 in your pocket when you go to redeem your rewards.

Great Everyday Rewards

This card offers great ways to earn reward points. First, you can earn one point for every dollar that you spend using this card. But, here’s the real bonus—you earn 3 points for every dollar spent on airline purchases and 2 points for every dollar you spend on any hotel costs. The catch is that you can’t get these rewards using online travel agencies, you do have to take care of the airline and hotel reservations yourself, but it is definitely worth it when you see those rewards building up quickly.

Statement Credits for Airline Charges

Every time you travel, you can get up to $100 statement credit on any incidental purchases made through the airline. This includes things like your baggage fees (we all get tired of paying those!), in-flight drinks and food, and any spending that you do in the lounge areas for the airline.

0% APR For the First Year

Enjoy interest free spending for the first year that you have this card. This includes balance transfers, too. After the introductory period ends, the APR will range from 13.99-21.99%, depending on your credit and the prime rate.

High Level of Security

The Wells Fargo Propel World Amex offers a high level of security, as it is chip encrypted. This is considered to be some of the latest and greatest technology when it comes to credit card safety and security.

Bonus Points if You Have Wells Fargo Banking

For those customers who have not only the Wells Fargo Propel World Amex but a Wells Fargo checking account, too, you will receive a bonus of 10% points at the end of the year. Have an investment account with Wells Fargo? This annual bonus could be even higher! Talk about really building up the points!

Traditional Protection and Amex Perks

As with any Amex cards, you will benefit from great customer service, emergency travel assistance, full fraud protection and purchase protections or extended warranties.

The Nitty Gritty

The Wells Fargo Propel World Amex card has an annual fee of $175, which is waived for the first year. The APR for this card is 13.99-21.99%, depending on your credit. Balance transfer fees are 3% for the first year, then 5% after that. Cash advance fees are 5%, and the APR for cash advances is 23.99%. Late payment fees of $35 apply to any account when the minimum payment is not received by the due date. Foreign travelers will enjoy no currency exchange fees.


For those who are avid travelers, the Wells Fargo Propel World Amex card has a lot to offer. Building up points happens quickly, and the redemption of these points can save you hundreds of dollars when you travel. For Wells Fargo banking and investment customers, the combination of points accrued through spending and travel, combined with the annual bonus, can definitely make it worth paying the higher annual fee.

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